Home Loan Eligibility Criteria

There are 4 types of basic eligibility factors which are required for home loan. The points are further defined:

1. Current age & loan repayment tenure – The younger you are the longer and the better the chances are to get a home loan. Younger people can get a longer period of loan repayment time compared to older people.

2. Financial Profile – Every person has a financial profile which reveals some major information such as income stability, quantum of income, growth rate of income, etc. All the information helps the bank identify to set a limit for the loan amount for the loan seeker.

3. Credit Score (CIBIL Score) – Just like a financial profile, there is a ‘CIBIL Score’ which is a credit score about a person. This score reveals that a person has a clear payment history and does not have any default payments under any debts in their transaction history. CIBIL stands for Credit Information Bureau India Limited.

4. Financial Obligations – The bank also evaluates the previous debt history of the person. If a person has any other financial obligations such as previous outstanding loans, the person is likely to have a sanctioned loan of lesser amount. If the person has a clean record, then they are eligible for higher amount of loan sanction without any hassle.

22 comments

Wendy Gunn

Wendy Gunn

LORD MEDUZA IS THE BEST SPELL CASTER ONLINE

It’s an honor to share my testimony with the world. You merit all the accolades that mention you. Lord Meduza has been a gift to me since our meeting online. He is the only one that knows everything about creating spells. I adore him immensely for his kindness, compassion, integrity, and the support he offers to everyone who interacts with him. Without Lord Meduza, I wouldn’t have survived this difficult situation. His magic turned me into a Lottery winner of £177 Million Pounds, transforming my entire life into something beautiful and extraordinary. The numbers he provided for the lottery were transformative, elevating me from grass to grace, and I want to express my eternal gratitude to him. Thank you, sir, for being a source of help to those in need. Anyone who reads this article and requires assistance can reach him through his Email: lordmeduzatemple@hotmail.com or WhatsApp +1 8 0 7 9 0 7 2 6 8 7 as he is unmatched in spells crafting.

Jeff Miguel

Jeff Miguel

I got cured miraculously from HPV Virus using herbs by Dr. Guba who sent me some herbal medicines and I used them as instructed within two weeks. Before I knew I was totally healed, I visited my doctor for a medical examination. Behold, I am negative. I introduced this great doctor to a couple of infected friends who also tried the medication and they were cured as well . Please if you have this virus and you have tried so many things or have been deceived severally, here is your final solution for you send him an email via: Drgubahealingherbs@gmail.com or WhatsApp: + 234 816 238 8034 or website: https://drgubahealingherbs.wixsite.com/guba-healing-herbs

Dr. Ayo Christopher

Dr. Ayo Christopher

I am Dr. Ayo Christopher, I am a Great traditional Herbal Medicine Doctor. I specialize in treating any kind of diseases and infections using Herbs Medicine. I have the Herbal Cure for Diabetes, Virginal infection, Genital, Gonorrhea, warts virus infections, Leukemia, Breast Cancer, Lung Cancer, Menopause, Hepatitis A B C and HIV and other deadly infections. I have treated more than 20 patients that have Herpes (HSV 2) and all of them were cured. My herbal medicine is 100% safe, there are no side effects and You will start seeing clear results as early as 7 days.

If you have been taking conventional medicines for that Herpes infection and you are still having those re-occuring outbreaks, why don’t you try Herbal Medicines and see it get cured in weeks. For more information, send me an Email: ridvid8@gmail.com Telegram: @wafri01

Website
https://ridvid8.wixsite.com/dr-ayo-herbs-home

Sarah Flower

Sarah Flower

Hi guys, my name is Sarah Flower, I ended my marriage in 2024 due to suffering from domestic abuse at the hands of my husband. Currently, he is trying to reconcile with me after finding out that I won a Jackpot Lottery Prize of $96 million. Fortunately, I received assistance online from Lord Meduza, the great spell caster who has successfully aided many individuals worldwide in winning the lottery. I reached out to him about my circumstances and expressed my desire to win the lottery. After casting the spell, he provided me with the exact numbers to play. Now, my husband wants me back, fully aware of my $96 million lottery win, but I told him no; I will not return to him. I am incredibly grateful to Lord Meduza, and if you find yourself facing a tough situation, I recommend that you reach out to him as he’s the best in his field. You can contact him via
Email: lordmeduzatemple@hotmail.com
WhatsApp: +1 807 907 2687.
Good luck to you all..

Liam Noah

Liam Noah

Observe carefully because 90% of these ads are fraud uses. Thank you DR EMILY for taking your time to help people in need. I had already given up on Online herbal medicine and my reason been, was because of my past experiences with SCAMMERS whom claim to be what they are not, Not until a friend of mine introduced me to DR Guba which till now i would say still REMAINS THE ONLY TRUE EXISTING ONLINE HERBAL DOCTOR to cure all types of Sickness, Diseases or viral infections.I’m a Cancer survivor, through the help of Emily Natural ingredients that get rid of any type of Cancer. Her herbal medicine is 100% guarantee sure and safe with zero side effect. The Western Governments knows that Africa has natural herbal remedy for every diseases or virus. But because the Government claims superiority and racist over Africa, they do not want to Acknowledge the fact that there is Remedy for All types of Cancer. I strongly recommend you to kindly contact DR. Guba and get cured from things or have been deceived severally, here is your final solution for you send him an email via: Drgubahealingherbs@gmail.com or WhatsApp: + 234 816 238 8034 or website: https://drgubahealingherbs.wixsite.com/guba-healing-herbs

Oliver James

Oliver James

I am from New Jersey. My herpes virus turned to war after 2 years of living with it. I have tried different medical procedures to cure my herpes but to no avail. Most people think herpes is only a minor skin irritation of which herpes has long term effects on health and passes through the bloodstream and can be easily contracted through sexual intercourse. I knew I had herpes from the first day I started feeling itchy in my pubic area and the pain was very unbearable. I couldn’t stand it anymore. After 2 years of trying other means to get rid of it, I had to contact Doctor Guba to help me with a permanent cure. I saw his email and whats-app number from a testimony I read online from a lady who was also helped by him in curing infertility problems, I had faith and contacted him. He assured me of his work and I ordered his herbal medicine. Within 5 days, I didn’t feel any pain anymore and within 2 weeks, my skin was all cleared and smooth. I am very grateful to you sir and I write this testimony as others have done to bring those having faith to you sir. If you have herpes or other similar disease and you want it cured, kindly contact Doctor Guba, WhatsApp (+2348162388034) Email Drgubahealingherbs@gmail.com OR website: https://drgubahealingherbs.wixsite.com/guba-healing-herbs

Oliver James

Oliver James

I am from New Jersey. My herpes virus turned to war after 2 years of living with it. I have tried different medical procedures to cure my herpes but to no avail. Most people think herpes is only a minor skin irritation of which herpes has long term effects on health and passes through the bloodstream and can be easily contracted through sexual intercourse. I knew I had herpes from the first day I started feeling itchy in my pubic area and the pain was very unbearable. I couldn’t stand it anymore. After 2 years of trying other means to get rid of it, I had to contact Doctor Guba to help me with a permanent cure. I saw his email and whats-app number from a testimony I read online from a lady who was also helped by him in curing infertility problems, I had faith and contacted him. He assured me of his work and I ordered his herbal medicine. Within 5 days, I didn’t feel any pain anymore and within 2 weeks, my skin was all cleared and smooth. I am very grateful to you sir and I write this testimony as others have done to bring those having faith to you sir. If you have herpes or other similar disease and you want it cured, kindly contact Doctor Guba, WhatsApp (+2348162388034) Email Drgubahealingherbs@gmail.com OR website: https://drgubahealingherbs.wixsite.com/guba-healing-herbs

susan derick

susan derick

Crypto Currency’s has been the general direction of the economic development which individuals like to save up with instead of banks. I lost my bitcoin to fake blockchain impostors on Facebook when they contacted me as blockchain official support and I fell for their mischievous act. Whatever information I gave them, made them gain access into my blockchain wallet and made away with my $955,000. I lost it and almost in a comma because this were all my savings waiting for bitcoin rate to improve. I wrote directly to the specialist whom I was referred to by my sister-in-law ( century@cyberservices.com ) explaining my loss. He helped me recover my crypto in just after 8hours and he as well helped me launch the recovery program all thanks to his expertise. I believe that someone out there will need his great services that is why I am referring him to someone. Reach out to Century Web Recovery to recover you lost funds from any form online. You can also email them via website: https://centuryweb.online WhatsApp +13862608052

Liam Noah

Liam Noah

My Genital Herpes of over Four Years was cured, I want to say a big thanks to Doctor Guba whom God sent to heal his people with his natural medicine, I pray that God will bless you for the good work you are doing with Natural Herbs Remedy. So I think it’s best i put this out so for anyone in the same situation to get same help, there’s no need spending so much money on Antibiotic supplements that’s only there to treat but not fully curable, Herbs is the best way to get rid of STD and More totally. Here is Doctor Guba contact for anyone needing this help. Email: Drgubahealingherbs@gmail.com WhatsApp or call him on: + 234 816 238 8034 OR website: https://drgubahealingherbs.wixsite.com/guba-healing-herbs

emily faye

emily faye

I have been suffering from Herpes for the past 1 years and 8 months, and ever since then I have been taking series of treatment but there was no improvement until I came across testimonies of Dr. Silver on how he has been curing different people from different diseases all over the world, then I contacted him as well. After our conversation he sent me the medicine which I took according to his instructions. When I was done taking the herbal medicine I went for a medical checkup and to my greatest surprise I was cured from Herpes. My heart is so filled with joy. If you are suffering from Herpes or any other disease you can contact Dr. Silver today on this Email address: drsilverhealingtemple@gmail.com or whatsapp him om +2348120513902

Liam Noah

Liam Noah

Am using this opportunity to thank Dr. Guba is a grateful thing to me, for over years I have been sick with Hepatitis B disease, I have done a lot of things to get cured of my diseases and nothing has worked out. I have taken different types of medication for it , but it still doesn’t work for me. I still keep going for a check up so that the doctor will tell me my disease has be gone, because i’m taking my medicine with no result nothing has been cured, I have spent a lot of money just to get cure of Hepatitis B. until my old time friend came to my place and saw what am going through, and then direct me to contact Dr. Guba who is a very powerful man, which I did explain my problem to Dr. Guba and send me a herbal remedy bottle and explain to me how I should drink it. So I started to drink the herbal tea in one week that I drink the herbal tea. I went for a check up to check if I’m cured from Hepatitis B disease, then the nurse told me nothing is wrong with me anymore and said I’m fine. I am the happiest person right now. I promise Dr. Guba I will testify about his good work on the internet. Reach out to Him Via: drgubahealingherbs@gmail.com Thank you so much sir for what you did for me you’re the best of all. WhatsApp +2348162388034 OR website:   https://drgubahealingherbs.wixsite.com/guba-healing-herbs

Jennifer Sanchez

Jennifer Sanchez

Many people have written articles about how they were helped but I am very grateful to this great man who brought my ex-husband back to me. This testimony is a true story and my name is Jennifer Sanchez. When I came in contact with this man was also through a testimony written about him helping with a cure for Herpes Virus and I have also encountered many testimonies about how he has been helping others with their life to win the lottery. To get back with an ex is one of the most innermost feelings many people would love to experience especially as those memories with our ex always cloud our mind when someone else does some of those things our ex used to do. I was a single parent of two boys for almost 6 years and though my ex-husband was not staying with me and the kids I still wish someday he will return to me. This doctor I encountered is known as Dr. Odunga helped me with my wishes and I am happy to write on this website that my ex-husband is back with me. I am very happy to share the testimony with everyone so that they too can meet this great doctor and solve their problems. I don’t know what others might feel about getting their ex back in their life but I always know there is a blessing in disguise with just a single re-connection with an ex. If you want to successfully get back with your ex or facing an infertility problem, contact this great man at odungaspelltemple@gmail.com Or WhatsApp/Call +2348167159012 and share an awesome testimony too just as I did

Romuald Daniel

Romuald Daniel

Reliable loan offer.
We grant loans to all serious individuals capable of repaying the borrowed money. We have a fast and efficient team, available to serve you in the best possible conditions. We offer loans at an interest rate of 3%; our email address: mageromualde@gmail.com
Please contact us for more information. Sincerely,

Destiny

Destiny

Dear friends online my name is Destiny Hudson and i live in the USA. I am here today to appreciate the good work of Dr Ogudugu, for helping me curing my HSV 1&2 Disease, I contacted the virus from my Partner, i found out he was cheating on me, so i broke up with him, 2 month later i went to test myself in the hospital when i was seeing sore on my mouth and Private areas, i was diagnosed of HSV 1&2. i tried using the acyclovir medicine but it didn’t help in curing it, i went on a search and found out Dr Ogudugu curing people illness, and so i got his email and i was told how i can get his herbal cure, 3 days later i received his medicine after using it for 2 weeks i was tested again and was confirm negative, today i am totally free. If you are over there looking for solution email: greatogudugu@gmail.com or contact him on WhatsApp +2348163026536 and share your own testimony. And He also has herbal cure for the Following DISEASES, eczema, urethra wart, chronic problems. Herpes, Cancer, Als, Hepatitis, Diabetes, HPV ,Infections, ulcer ETC.

Roland Moura

Roland Moura

The Best Hackers In The World Contact Lost Recovery Master

My name is Roland. Here’s my recommendation: One of the best hackers out there is Lost Recovery Masters. They can fix your low credit scores, Recover Your Lost or stolen cryptocurrency, spy on your spouses to know if they are cheating, clear bad criminal records (database)…… Just name it any kind of hack you can think of. They can break the code and get it done, they are reliable, trustworthy and they deliver right on time, the job they carried out for me was perfectly done and the best part of it all is your secrets are safe.

Contact Lost Recovery Masters
Website ( https://lostrecoverymasters.com )
whatsapp +447537105921
Email ( Support@lostrecoverymasters.com )

kim

kim

I have been suffering from Herpes for the past 18 months, and ever since then i have been taking series of treatment but there was no improvement until i came across testimonies of Dr. ONOBUN on how he has been curing different people from different diseases all over the world, then i contacted him as well. After our conversation he sent me the medicine which i took according .to his instructions. When i was done taking the herbal medicine i went for a medical checkup and to my greatest surprise i was cured from Herpes. My heart is so filled with joy. If you are suffering from Herpes or any other disease you can contact Dr. ONOBUN today on this Email address: dronobunspiritualhome@gmail.com or call / WhatsApp +2348051300199

emily faye

emily faye

I have been suffering from Herpes for the past 1 years and 8 months, and ever since then I have been taking series of treatment but there was no improvement until I came across testimonies of Dr. Silver on how he has been curing different people from different diseases all over the world, then I contacted him as well. After our conversation he sent me the medicine which I took according to his instructions. When I was done taking the herbal medicine I went for a medical checkup and to my greatest surprise I was cured from Herpes. My heart is so filled with joy. If you are suffering from Herpes or any other disease you can contact Dr. Silver today on this Email address: drsilverhealingtemple@gmail.com

Liam Noah

Liam Noah

I got cured miraculously from HPV Virus using herbs by Dr. Guba who sent me some herbal medicines and I used them as instructed within two weeks. Before I knew I was totally healed, I visited my doctor for a medical examination. Behold, I am negative. I introduced this great doctor to a couple of infected friends who also tried the medication and they were cured as well . Please if you have this virus and you have tried so many things or have been deceived severally, here is your final solution for you send him an email via: Drgubahealingherbs@gmail.com or WhatsApp: + 234 816 238 8034 or website: https://drgubahealingherbs.wixsite.com/guba-healing-herbs

oliver james

oliver james

I got cured miraculously from HPV Virus using herbs by Dr. Guba who sent me some herbal medicines and I used them as instructed within two weeks. Before I knew I was totally healed, I visited my doctor for a medical examination. Behold, I am negative. I introduced this great doctor to a couple of infected friends who also tried the medication and they were cured as well . Please if you have this virus and you have tried so many things or have been deceived severally, here is your final solution for you send him an email via: Drgubahealingherbs@gmail.com or WhatsApp: + 234 816 238 8034 or website: https://drgubahealingherbs.wixsite.com/guba-healing-herbs

Liam Noah

Liam Noah

I got cured miraculously from HPV Virus using herbs by Dr. Guba who sent me some herbal medicines and I used them as instructed within two weeks. Before I knew I was totally healed, I visited my doctor for a medical examination. Behold, I am negative. I introduced this great doctor to a couple of infected friends who also tried the medication and they were cured as well . Please if you have this virus and you have tried so many things or have been deceived severally, here is your final solution for you send him an email via: Drgubahealingherbs@gmail.com or WhatsApp: + 234 816 238 8034 or website: https://drgubahealingherbs.wixsite.com/guba-healing-herbs

Rainer Moura

Rainer Moura

Crypto Consulting Recovery Experts Lost Recovery Masters

Lost Recovery Masters centers its expertise on financial f r a u d and ethical h a c k i n g services, focusing much of its resources in f i g h t i n g binary options s, c. a. m. s, a pervasive threat to individual investors and financial institutions alike. With a proven track record of success and a commitment to transparency, Lost Recovery Masters provides personalized support throughout the recovery process, keeping clients informed every step of the way.

Contact details:
Email: Support@lostrecoverymasters.com
Website: https://lostrecoverymasters.com/

Rakesh Taha

Rakesh Taha

Online fraud and scams have become all too common, causing devastating financial losses that deeply impact people’s lives. I know this firsthand, having fallen victim to a scam that cost me $150,000. The shock and confusion were overwhelming, and I felt completely lost, unsure of how to recover my funds. But during this difficult time, a colleague, who had faced a similar experience, introduced me to CRYPTO RECOVERY CONSULTANT. At first, I was understandably skeptical. After all, I had already been burned by fraud. However, CRYPTO RECOVERY CONSULTANT proved to be a legitimate, certified digital asset recovery firm. What set them apart was their transparency and professionalism. From the start, they outlined the entire recovery process, kept me informed with regular updates, and provided the reassurance I needed. Their expertise in handling online fraud, particularly involving digital assets and cryptocurrencies, gave me confidence that I was in good hands. The recovery process wasn’t instant, but their team worked tirelessly, collaborating with legal and financial experts, and using advanced tools to track my lost funds. After weeks of diligent effort, I got back every penny—$150,000—thanks to their persistence. They offer hope when it feels like there’s none left. Don’t wait, take the first step toward recovering your funds and getting your life back on track.
Contact:cryptorecoveryconsultant@cash4u,com
Web,site: cryptorecoveryconsultant,com

Leave a comment