There are 4 types of basic eligibility factors which are required for home loan. The points are further defined:
1. Current age & loan repayment tenure – The younger you are the longer and the better the chances are to get a home loan. Younger people can get a longer period of loan repayment time compared to older people.
2. Financial Profile – Every person has a financial profile which reveals some major information such as income stability, quantum of income, growth rate of income, etc. All the information helps the bank identify to set a limit for the loan amount for the loan seeker.
3. Credit Score (CIBIL Score) – Just like a financial profile, there is a ‘CIBIL Score’ which is a credit score about a person. This score reveals that a person has a clear payment history and does not have any default payments under any debts in their transaction history. CIBIL stands for Credit Information Bureau India Limited.
4. Financial Obligations – The bank also evaluates the previous debt history of the person. If a person has any other financial obligations such as previous outstanding loans, the person is likely to have a sanctioned loan of lesser amount. If the person has a clean record, then they are eligible for higher amount of loan sanction without any hassle.
12 comments
Polly Worman
Hello Everyone I honestly want to start by saying a massive thank you to SWIFT ASSETS RECOVERY FIRM, all in all this team have been pivotal in helping me get back on my feet again so I feel like I owe them a great deal of appreciation. If things went well, I promised myself I would come back here to share my own personal review when I first read about their services from previous friends online, well it’s safe to say the team exceeded my expectations with the results they achieved just within the 48 hours period of recovery much to my biggest surprise. The fact is, this team have got the much required versatile knowledge and experience to accurately maneuver the crypto space and make the impossible happen and that was exactly what I needed in my then moment of desperation, and it surely influenced my decision to go with them. After what happened with the telegram platform that deceived me, I just couldn’t afford to fall into the wrongs hands again so for me it was all about results and SWIFT ASSETS RECOVERY FIRM came highly recommended, so I took their contact details which were attached to the reviews which were Email address : SWIFTRECOVERYSERVICE006 @ G M AIL . C OM and WHATSAPP via +1 786 684 0501 and I messaged the team thankfully they responded back, I reached out to them on a Sunday afternoon and received notification the following Tuesday that my funds had been successfully retracted into my wallet, which I quickly checked and confirmed it. If you find yourself in a similar situation, you can contact them directly using any of their contact information above.
Melena Hill
Hello everyone, with so much joy in my heart today I wanna give thanks to this lottery spell psychic psychicspellshrine.wixsite.com/my-site, years have gone by without a fruitful reward over playing the lottery daily, I have spent a lot of tips on how to win the lottery, but when I came across Priest Ray my life changed for good. I requested a lottery spell, and he cast the spell and sent me the lucky winning lottery number which I played with and now I am a proud lottery winner with the help of Priest Ray. I recently won $3,000,000 and I am making this known to everyone of you who have been trying all day to win the lottery that there is an easy way to win, believe me this is the new way to win the lottery with better price amount, if you have ever been searching for away to win lottery email: psychicspellshrine@gmail.com or WhatsApp: +12133525735
Jonathan Dave
THE ONE AND ONLY LEGITIMATE CRYPTOCURRENCY RECOVERY SPECIALIST
Happy day to you all. Using this wonderful platform, I want to notify the public about WIZARD WILLIAMS RECOVERY. A few months ago, I was looking for an online Bitcoin scheme for investment when I fell victim to a $213,000 fraud. Until I saw a timeline about WIZARD WILLIAMS RECOVERY, I was at my lowest and had no idea what to do. I contacted them, and to my utter amazement, they were able to retrieve every penny that I had previously lost to scammers. It didn’t cost me anything to announce a good and trustworthy hacker as WIZARD WILLIAMS, which is why I’m so happy to share this excellent news with you all.Contact them if you need any crypto recovery assistance, through email (wizardwilliams@mail.com) or WhatsApp:+4,9,1,7,6,1,2,4,5,2,0,6,6.
Jonathan Dave
THE ONE AND ONLY LEGITIMATE CRYPTOCURRENCY RECOVERY SPECIALIST
Happy day to you all. Using this wonderful platform, I want to notify the public about WIZARD WILLIAMS RECOVERY. A few months ago, I was looking for an online Bitcoin scheme for investment when I fell victim to a $213,000 fraud. Until I saw a timeline about WIZARD WILLIAMS RECOVERY, I was at my lowest and had no idea what to do. I contacted them, and to my utter amazement, they were able to retrieve every penny that I had previously lost to scammers. It didn’t cost me anything to announce a good and trustworthy hacker as WIZARD WILLIAMS, which is why I’m so happy to share this excellent news with you all.Contact them if you need any crypto recovery assistance, through email (wizardwilliams@mail.com) or WhatsApp:+4,9,1,7,6,1,2,4,5,2,0,6,6.
emily faye
I have been suffering from Herpes for the past 1 years and 8 months, and ever since then I have been taking series of treatment but there was no improvement until I came across testimonies of Dr. Silver on how he has been curing different people from different diseases all over the world, then I contacted him as well. After our conversation he sent me the medicine which I took according .to his instructions. When I was done taking the herbal medicine I went for a medical checkup and to my greatest surprise I was cured from Herpes. My heart is so filled with joy. If you are suffering from Herpes or any other disease you can contact Dr. Silver today on this Email address: drsilverhealingtemple@gmail.com or Whatsapp +2348120513902
David Garcia
HOW I QUICKLY RECOVERED BACK MY STOLEN FUNDS WITH THE ASSISTANCE OF WALLDRIVE CYBER SECURITY SERVICE.
It is very important to be vigilant and carry out enough research before investing in crypto. I was among the victims of a huge crypto investment scam that saw me lose all my money. I was depressed and thought of giving up until a family friend of mine introduced me to Walldrive Cyber Security Service. This is a professional and reliable crypto recovery company with many years of experience in the recovery business. Walldrive Cyber Security Service was able to assist with the recovery of my lost crypto after I provided them with enough information about the fake investment company. I will warn future crypto investors to be extra cautious and avoid falling for any crypto scam.
If you need the service of Walldrive Cyber Security Service for the recovery of your crypto, data, or stolen assets, you can reach them via the following information:
E-mail: walldriveservice @ techie . com
WhatsApp: +4 4 7 9 6 1 2 0 2 4 9 3
Marie Paulina
TOP SERVICES FOR CRYPTOCURRENCY RECOVERY.
Hello, I’m Marie Paulina from Austria. Can you just picture how delighted you are to encounter the most talented hackers who can help you? Just last month, I lost all of my Bitcoin, but trust me, my hopes were revived when I met with Wizard Williams Recovery Services. I find it incomprehensible that they have to work relentlessly to get my $147,000 worth of Bitcoin. It only took them forty-eight hours to get it recovered.I am grateful to WIZARD WILLIAMS RECOVERY SERVICES for their exceptional efforts. Prior to their intervention, I had no idea that an effective digital currency recovery method actually existed. They offered me renewed optimism and assisted in turning my misery into a testimonial.
Make a request for help from them, and your grief will transform into excitement.
Email: wizardwilliams@mail.com
WhatsApp: +4,9,1,7,6,1,2,4,5,2,0,6,6.
Michael Steven
MY OWN EXPERIENCE WITH LOST CRYPTO RETRIEVEMENT!
ANGEL HACK I was referred to Captain Jack Crypto Company following the theft of $900,200 worth of Ethereum and bitcoins by thieves. A few months back, I was investing in cryptocurrencies until I discovered they were all scams, and I lost everything. Although it was a terrible situation, I am appreciative of Captain Jack Crypto Company’s assistance in stepping in and helping me get back all I lost. I was recommended to HACK ANGEL by a childhood buddy who has been utilising their services for more than a year. They are an amazing team of knowledgeable hackers. Get in touch with Captain Jack Crypto Company if you wish to retrieve your cryptocurrency or locate your misplaced wallet. through
Captain Jack Crypto @ Europe.com is the email address.
Michael Steven
MY OWN EXPERIENCE WITH LOST CRYPTO RETRIEVEMENT!
ANGEL HACK I was referred to Captain Jack Crypto Company following the theft of $900,200 worth of Ethereum and bitcoins by thieves. A few months back, I was investing in cryptocurrencies until I discovered they were all scams, and I lost everything. Although it was a terrible situation, I am appreciative of Captain Jack Crypto Company’s assistance in stepping in and helping me get back all I lost. I was recommended to HACK ANGEL by a childhood buddy who has been utilising their services for more than a year. They are an amazing team of knowledgeable hackers. Get in touch with Captain Jack Crypto Company if you wish to retrieve your cryptocurrency or locate your misplaced wallet. through
Captain Jack Crypto @ Europe.com is the email address.
Michael Steven
MY OWN EXPERIENCE WITH LOST CRYPTO RETRIEVEMENT!
ANGEL HACK I was referred to Captain Jack Crypto Company following the theft of $900,200 worth of Ethereum and bitcoins by thieves. A few months back, I was investing in cryptocurrencies until I discovered they were all scams, and I lost everything. Although it was a terrible situation, I am appreciative of Captain Jack Crypto Company’s assistance in stepping in and helping me get back all I lost. I was recommended to HACK ANGEL by a childhood buddy who has been utilising their services for more than a year. They are an amazing team of knowledgeable hackers. Get in touch with Captain Jack Crypto Company if you wish to retrieve your cryptocurrency or locate your misplaced wallet. through
Captain Jack Crypto @ Europe.com is the email address.
Michael Steven
MY OWN EXPERIENCE WITH LOST CRYPTO RETRIEVEMENT!
ANGEL HACK I was referred to Captain Jack Crypto Company following the theft of $900,200 worth of Ethereum and bitcoins by thieves. A few months back, I was investing in cryptocurrencies until I discovered they were all scams, and I lost everything. Although it was a terrible situation, I am appreciative of Captain Jack Crypto Company’s assistance in stepping in and helping me get back all I lost. I was recommended to HACK ANGEL by a childhood buddy who has been utilising their services for more than a year. They are an amazing team of knowledgeable hackers. Get in touch with Captain Jack Crypto Company if you wish to retrieve your cryptocurrency or locate your misplaced wallet. through
Captain Jack Crypto @ Europe.com is the email address.
Stephanie Sally
Hello everyone, I am from Wembley, Britain. I want to write this testimony to tell others and thank Dr. Odunga for what he has done for me. The first 12 years of my marriage I had 5 miscarriages and I was called all sorts of names by my mother-in-law and this made my marriage life very hectic and a burden of sorrow. I contacted Dr. Odunga for help and I will say that he is a very strong and honest man and he indeed helped me solve my problem. I saw his email in a testimony and I contacted him, little did I know it would be the end of all my problems. After 2 days of contact, I received a fertility herb and he told me to use it. The herb worked and my husband even loved me more and bought me expensive things. One afternoon, I went to a nearby hospital and came back home with the positive result of my pregnancy and after 9 months I gave birth to a baby boy. Ever since I contacted Dr. Odunga, my story has been different. I have 3 children at present and I am very happy in my marriage. Please, contact him at odungaspelltemple@gmail.com OR Whats App him +2348167159012 to help you too