How to Install Rooftop Solar Panel on Loan?

The consumption of electricity in homes has been increasing over the years. It varies from season to season. If a household gets an electricity bill of Rs. 2000 during the rainy season, it can easily go up to Rs. 5000 during hot summer days, which is expensive for a common man. The family also does not want to run ACs at free will and are more cautious when running an AC at home because he is scared of the high electricity bill. In such a situation, a homeowner starts looking for alternatives to reduce his electricity bill. One such super-effective alternative is the application of solar energy and generating free power. But people often face a few challenges when installing a solar system. These are:

i) No loan financing available for solar system installation and 
ii) Availing Net Meters for the solar system.

Now let’s learn about how to face these challenges while installing a solar system.

Can we get a loan on the solar system?

Buying a solar system is just like buying any other product like a car. Come to think of it, the purchase and ownership of mobile phones, cars, or homes have become convenient these days due to the easy availability of loans and EMI options. Everyone knows how to buy mobile phones, cars, and homes on EMI but do you know how to buy a solar system on loan?

Appy Solar Loan here

Anyone holding a credit card can easily avail the EMI option on a solar system, but do debit cardholders have this facility? About 80 crores Indians are bank cardholders, out of which nearly 30 crores people own Pradhan Mantri Jan Dhan Yojana debit card (ATM card). Only 50 lakh people i.e. approximately 1% have credit cards that allow them to avail EMI option on the installation of solar systems. 

There are two ways of availing loans on a solar system.

Option 1: Buy Solar Panel on EMI with Debit Card

debit card emi

A few banks such as SBI, HDFC Bank, Axis Bank, ICICI Bank, Kotak Mahindra Bank, and Federal Bank have already made it easier to avail loan facility by allowing to check the Loan Eligibility Criteria.

A potential customer has to send an SMS like DCEMI<SPACE><last digits of Debit Card Number> to 56767, in case he has an account with HDFC bank. One should use the same mobile number to send this text message, as is registered with the bank. You will get a reply with your loan status on the same number. If you will be eligible, you will get a message regarding your eligibility amount in the message itself. The chance of loan approval is just 0.02% and the cardholder’s approval for a loan depends on the bank’s internal database/ criteria.

Similarly, you can try for other banks like:

Solar Panels On EMI With Debit Card 

- SBI Bank – SMS DCEMI to 567676 from your registered mobile number 

- ICICI Bank – SMS DCEMI<SPACE><last 4 digits of Debit Card number> to 5676766

- Axis Bank - SMS DCEMI<SPACE><last 4 digits of Debit Card number> to 5676782

- Kotak Bank - SMS DCEMI<SPACE><last 4 digits of Debit Card number> to 5676788

- Federal Bank - SMS DC<SPACE>EMI to 9008915353 or give a missed call to 7812900900 

Option 2: Way to Get Home Improvement Loan from the Bank

home improvement loan from bank

A few banks like the State Bank of India grants loans of up to Rs.1 lakh for home improvement with an interest rate of nearly 8%. The loan term is 4-5 years or more. A customer can avail of such loans for installing the solar system. 

What does a customer need to avail of a loan for Home Improvement?

STEP 1. He needs to visit the nearest bank branch of his area and find out about the bank’s policy on the Home Improvement loan.

STEP 2. The next step is to contact any dealer or a distributor of a private solar company like Loom Solar in your area. They will give a quotation of the size of the solar system that the customer needs to install on their own letterhead. This letter is needed for availing of the loan.

STEP 3. Now the bank will transfer nearly 80% of the total price of the solar system to the private company’s reseller’s bank account. It might take around 5-7 days for the whole process.

STEP 4. Then the reseller of the private company will install the solar system at the customer’s premises. When the customer hands over the NOC to the reseller, the bank transfers the balance 20% to the reseller’s bank account.

What does a reseller need to do to install a solar system?

start solar business

Any person or a small firm interested to start a business of installing solar systems should get in touch with private solar companies like Loom Solar. All they need is:

1. A shop
2. The GST number for that area
3. Free funds of Rs. 25,000 1,00,000 for investment.

    If the above criteria are satisfied they can easily become a dealer or a distributor of a private solar company.

    In short, you will know that how can you save your income tax using solar power? Many banks give home improvement loan for home decorations, such as buying furniture, solar panel installation, home painting, home reconstruction, buying home appliances, etc. 

    What are the Tax Benefits of Installing A solar system?

    tax benefits installing solar

    Any professional person who is working in a job and earns Rs. 5 lakhs or more in a year, they can claim tax benefits by treating solar system installation as an expense in their ITR. 

    Budget has announced a new tax regime giving taxpayers an option to pay taxes as per the new tax slabs.

    Total Income (Rs) Tax Rate
    Up to Rs 2.5 lakh Nil
    From 2,50,001 to Rs 5,00,000 5%

    From 5,00,001 to Rs 7,50,000

    10%

    From 7,50,001 to 10,00,000

    15%

    From 10,00,001 to Rs 12,50,000

     20%

    From 12,50,001 to 15,00,000

    25%

    Above 15,00,000

    30%

    A potential customer can easily avail of a home improvement or Renovation loan from the bank in connection to installing a solar system in his house. It will be easier for him to get the loan if he already has a home loan with the bank as the bank will have proof of the customer’s credibility. In case, he does not have an existing home loan with the bank, he can still avail of the loan with relevant documentation. After he gets approved for the home improvement loan, the customer can claim it as an expense in his ITR as an exemption/ deduction from his total income. 

    solar panel loan

    Suppose, there is a potential customer with monthly income of Rs. 75,000 (Rs. 9,00,000 per annum) who is interested in buying a Solar System. This customer has bought a 3kW Solar System for his home at Rs 240,000 on a home improvement loan. The Loan tenure (1 year to 30 years) will be determined on the basis of the person’s age. The customer can then negotiate his EMI plan as per his comfort and earnings. If the customer pays an EMI Rs 15,000 per month, then his annual EMI obligation will be Rs 180,000 and it will be subtracted from his total annual income. Now, the customer has to pay income tax on the balance (i.e. Rs. 9,00,000 - Rs. 1,80,000) Rs 720,000. For more information, you can contact the nearest loan department of the bank branch.

    What are the risks involved in this job?

    The major risk involved in this job is if a customer is unable to repay the loan amount to the bank, the bank will go to the reseller company for recovery.

    2. Net Meter for the solar system

    net meter for solar system

    A net meter shows solar production (Export), grid consumption (Import), and net consumption.

    What do you need to get a Net Meter?

    There are 4 basic steps you have to follow for net meter. Below are given:

    1. Check Sanctioned Load on Electricity Bill

    sanctioned load
     If you need to install a net meter, you will have to check the sanctioned load of your electricity meter. A net meter must be a minimum of 3 kW capacity. If any customer has a net meter of lower capacity, he should first get it upgraded to 3 kW capacity. Once this is done, the customer can install nearly 80% of the approved meter capacity at his premises.

    2.Visit Your Local Electricity Department

    dhbvn office
    To find more about this, a customer might need to visit his electricity office.

    3. Install Solar System in Your Home

    installing solar panels

      Next he needs to purchase a solar system.

      4. Install Net Meter

      net meter

      A net meter can be installed only after the installation of the solar system is complete. 

      Every state has a different net metering policy. To know more, click here.

      List of Banks in India for Rooftop Solar Finance

      In India, many banking and non-banking services offer easy solar finance for rooftop solar installation. Below is the list of banks that provide homes with solar loans / easy EMI,

      1. HDFC Bank Rooftop Solar Finance

      hdfc rooftop solar finance

      HDFC is the largest private sector bank of India in terms of its assets and market capitalization. It is the third-largest company listed by the Indian Stock Exchanges. HDFC Bank Limited offers banking and financial services to its customers and has its headquarters in Mumbai, Maharashtra. Find out more information here:https://www.loomsolar.com/blogs/rooftop-solar-finance/hdfc-home-loan-with-solar-rate

      2. SBI Rooftop Solar Finance

      sbi rooftop solar finance

      The Government of India has set an ambitious target of installation of Grid Connected Rooftop Solar Photovoltaic (GC-RSPV) projects with capacity aggregating 40 GW out of total incremental target of 175 GW of Renewable Energy capacity by 2022. Find out more information here:https://www.loomsolar.com/blogs/rooftop-solar-finance/sbi-home-loan-with-solar-rate

      Conclusion

      The most common questions in installing a solar system are what will be the total cost, can I get a loan or EMI option and where can I get the net meters? You can contact Faridabad’s Loom Solar Company has installed grid-connected solar systems on loans and net meters at many customers’ home premises.

      हिंदी में पढ़े: लोन पर सोलर पैनल कैसे लगाएं?

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      THIS IS REAL. I REPEAT, THIS IS REAL. The black mirror is real, the black mirror is really powerful, effective and 100% reliable. My name is Walter Brian, I want to thank Dada Magical for giving his black mirror to me. Since he gave me his black mirror, I became rich, successful, protected, informed and powerful. I was browsing through the internet one day when I saw multiple testimonies on how Dada Magical has helped so many people with his black mirror. I thought it was a joke at first but I gave it a try and contacted him. He sold the black mirror to me and told me how to use it and all that I need to do. I followed the instructions just as he told me and to my greatest surprise, it worked just as he told me. The black mirror is still working for me. The mirror also brings good luck, blessings and information. Contact Dada Magical now on his email; Dadablackmirrors@gmail.com and he will help you also with the black mirror just the same way he helped me. Thank you Great Dada Magical.

      Walter Brian

      Walter Brian

      THIS IS REAL. I REPEAT, THIS IS REAL. The black mirror is real, the black mirror is really powerful, effective and 100% reliable. My name is Walter Brian, I want to thank Dada Magical for giving his black mirror to me. Since he gave me his black mirror, I became rich, successful, protected, informed and powerful. I was browsing through the internet one day when I saw multiple testimonies on how Dada Magical has helped so many people with his black mirror. I thought it was a joke at first but I gave it a try and contacted him. He sold the black mirror to me and told me how to use it and all that I need to do. I followed the instructions just as he told me and to my greatest surprise, it worked just as he told me. The black mirror is still working for me. The mirror also brings good luck, blessings and information. Contact Dada Magical now on his email; Dadablackmirrors@gmail.com and he will help you also with the black mirror just the same way he helped me. Thank you Great Dada Magical.

      Walter Brian

      Walter Brian

      THIS IS REAL. I REPEAT, THIS IS REAL. The black mirror is real, the black mirror is really powerful, effective and 100% reliable. My name is Walter Brian, I want to thank Dada Magical for giving his black mirror to me. Since he gave me his black mirror, I became rich, successful, protected, informed and powerful. I was browsing through the internet one day when I saw multiple testimonies on how Dada Magical has helped so many people with his black mirror. I thought it was a joke at first but I gave it a try and contacted him. He sold the black mirror to me and told me how to use it and all that I need to do. I followed the instructions just as he told me and to my greatest surprise, it worked just as he told me. The black mirror is still working for me. The mirror also brings good luck, blessings and information. Contact Dada Magical now on his email; Dadablackmirrors@gmail.com and he will help you also with the black mirror just the same way he helped me. Thank you Great Dada Magical.

      Walter Brian

      Walter Brian

      THIS IS REAL. I REPEAT, THIS IS REAL. The black mirror is real, the black mirror is really powerful, effective and 100% reliable. My name is Walter Brian, I want to thank Dada Magical for giving his black mirror to me. Since he gave me his black mirror, I became rich, successful, protected, informed and powerful. I was browsing through the internet one day when I saw multiple testimonies on how Dada Magical has helped so many people with his black mirror. I thought it was a joke at first but I gave it a try and contacted him. He sold the black mirror to me and told me how to use it and all that I need to do. I followed the instructions just as he told me and to my greatest surprise, it worked just as he told me. The black mirror is still working for me. The mirror also brings good luck, blessings and information. Contact Dada Magical now on his email; Dadablackmirrors@gmail.com and he will help you also with the black mirror just the same way he helped me. Thank you Great Dada Magical.

      Walter Brian

      Walter Brian

      THIS IS REAL. I REPEAT, THIS IS REAL. The black mirror is real, the black mirror is really powerful, effective and 100% reliable. My name is Walter Brian, I want to thank Dada Magical for giving his black mirror to me. Since he gave me his black mirror, I became rich, successful, protected, informed and powerful. I was browsing through the internet one day when I saw multiple testimonies on how Dada Magical has helped so many people with his black mirror. I thought it was a joke at first but I gave it a try and contacted him. He sold the black mirror to me and told me how to use it and all that I need to do. I followed the instructions just as he told me and to my greatest surprise, it worked just as he told me. The black mirror is still working for me. The mirror also brings good luck, blessings and information. Contact Dada Magical now on his email; Dadablackmirrors@gmail.com and he will help you also with the black mirror just the same way he helped me. Thank you Great Dada Magical.

      Walter Brian

      Walter Brian

      THIS IS REAL. I REPEAT, THIS IS REAL. The black mirror is real, the black mirror is really powerful, effective and 100% reliable. My name is Walter Brian, I want to thank Dada Magical for giving his black mirror to me. Since he gave me his black mirror, I became rich, successful, protected, informed and powerful. I was browsing through the internet one day when I saw multiple testimonies on how Dada Magical has helped so many people with his black mirror. I thought it was a joke at first but I gave it a try and contacted him. He sold the black mirror to me and told me how to use it and all that I need to do. I followed the instructions just as he told me and to my greatest surprise, it worked just as he told me. The black mirror is still working for me. The mirror also brings good luck, blessings and information. Contact Dada Magical now on his email; Dadablackmirrors@gmail.com and he will help you also with the black mirror just the same way he helped me. Thank you Great Dada Magical.

      Walter Brian

      Walter Brian

      THIS IS REAL. I REPEAT, THIS IS REAL. The black mirror is real, the black mirror is really powerful, effective and 100% reliable. My name is Walter Brian, I want to thank Dada Magical for giving his black mirror to me. Since he gave me his black mirror, I became rich, successful, protected, informed and powerful. I was browsing through the internet one day when I saw multiple testimonies on how Dada Magical has helped so many people with his black mirror. I thought it was a joke at first but I gave it a try and contacted him. He sold the black mirror to me and told me how to use it and all that I need to do. I followed the instructions just as he told me and to my greatest surprise, it worked just as he told me. The black mirror is still working for me. The mirror also brings good luck, blessings and information. Contact Dada Magical now on his email; Dadablackmirrors@gmail.com and he will help you also with the black mirror just the same way he helped me. Thank you Great Dada Magical.

      Walter Brian

      Walter Brian

      THIS IS REAL. I REPEAT, THIS IS REAL. The black mirror is real, the black mirror is really powerful, effective and 100% reliable. My name is Walter Brian, I want to thank Dada Magical for giving his black mirror to me. Since he gave me his black mirror, I became rich, successful, protected, informed and powerful. I was browsing through the internet one day when I saw multiple testimonies on how Dada Magical has helped so many people with his black mirror. I thought it was a joke at first but I gave it a try and contacted him. He sold the black mirror to me and told me how to use it and all that I need to do. I followed the instructions just as he told me and to my greatest surprise, it worked just as he told me. The black mirror is still working for me. The mirror also brings good luck, blessings and information. Contact Dada Magical now on his email; Dadablackmirrors@gmail.com and he will help you also with the black mirror just the same way he helped me. Thank you Great Dada Magical.

      Walter Brian

      Walter Brian

      THIS IS REAL. I REPEAT, THIS IS REAL. The black mirror is real, the black mirror is really powerful, effective and 100% reliable. My name is Walter Brian, I want to thank Dada Magical for giving his black mirror to me. Since he gave me his black mirror, I became rich, successful, protected, informed and powerful. I was browsing through the internet one day when I saw multiple testimonies on how Dada Magical has helped so many people with his black mirror. I thought it was a joke at first but I gave it a try and contacted him. He sold the black mirror to me and told me how to use it and all that I need to do. I followed the instructions just as he told me and to my greatest surprise, it worked just as he told me. The black mirror is still working for me. The mirror also brings good luck, blessings and information. Contact Dada Magical now on his email; Dadablackmirrors@gmail.com and he will help you also with the black mirror just the same way he helped me. Thank you Great Dada Magical.

      Walter Brian

      Walter Brian

      THIS IS REAL. I REPEAT, THIS IS REAL. The black mirror is real, the black mirror is really powerful, effective and 100% reliable. My name is Walter Brian, I want to thank Dada Magical for giving his black mirror to me. Since he gave me his black mirror, I became rich, successful, protected, informed and powerful. I was browsing through the internet one day when I saw multiple testimonies on how Dada Magical has helped so many people with his black mirror. I thought it was a joke at first but I gave it a try and contacted him. He sold the black mirror to me and told me how to use it and all that I need to do. I followed the instructions just as he told me and to my greatest surprise, it worked just as he told me. The black mirror is still working for me. The mirror also brings good luck, blessings and information. Contact Dada Magical now on his email; Dadablackmirrors@gmail.com and he will help you also with the black mirror just the same way he helped me. Thank you Great Dada Magical.

      Walter Brian

      Walter Brian

      THIS IS REAL. I REPEAT, THIS IS REAL. The black mirror is real, the black mirror is really powerful, effective and 100% reliable. My name is Walter Brian, I want to thank Dada Magical for giving his black mirror to me. Since he gave me his black mirror, I became rich, successful, protected, informed and powerful. I was browsing through the internet one day when I saw multiple testimonies on how Dada Magical has helped so many people with his black mirror. I thought it was a joke at first but I gave it a try and contacted him. He sold the black mirror to me and told me how to use it and all that I need to do. I followed the instructions just as he told me and to my greatest surprise, it worked just as he told me. The black mirror is still working for me. The mirror also brings good luck, blessings and information. Contact Dada Magical now on his email; Dadablackmirrors@gmail.com and he will help you also with the black mirror just the same way he helped me. Thank you Great Dada Magical.

      Walter Brian

      Walter Brian

      THIS IS REAL. I REPEAT, THIS IS REAL. The black mirror is real, the black mirror is really powerful, effective and 100% reliable. My name is Walter Brian, I want to thank Dada Magical for giving his black mirror to me. Since he gave me his black mirror, I became rich, successful, protected, informed and powerful. I was browsing through the internet one day when I saw multiple testimonies on how Dada Magical has helped so many people with his black mirror. I thought it was a joke at first but I gave it a try and contacted him. He sold the black mirror to me and told me how to use it and all that I need to do. I followed the instructions just as he told me and to my greatest surprise, it worked just as he told me. The black mirror is still working for me. The mirror also brings good luck, blessings and information. Contact Dada Magical now on his email; Dadablackmirrors@gmail.com and he will help you also with the black mirror just the same way he helped me. Thank you Great Dada Magical.

      Walter Brian

      Walter Brian

      THIS IS REAL. I REPEAT, THIS IS REAL. The black mirror is real, the black mirror is really powerful, effective and 100% reliable. My name is Walter Brian, I want to thank Dada Magical for giving his black mirror to me. Since he gave me his black mirror, I became rich, successful, protected, informed and powerful. I was browsing through the internet one day when I saw multiple testimonies on how Dada Magical has helped so many people with his black mirror. I thought it was a joke at first but I gave it a try and contacted him. He sold the black mirror to me and told me how to use it and all that I need to do. I followed the instructions just as he told me and to my greatest surprise, it worked just as he told me. The black mirror is still working for me. The mirror also brings good luck, blessings and information. Contact Dada Magical now on his email; Dadablackmirrors@gmail.com and he will help you also with the black mirror just the same way he helped me. Thank you Great Dada Magical.

      DANIEL RAY

      DANIEL RAY

      HAVE YOU LOST OR BEEN RIPPED OF YOUR CRYPTO CURRENCIES, AND WANT TO GET IT BACK???

      Have you gotten your bitcoins stolen from your wallet or invested in an ICO that turned out to be a scam, you are not alone because this happened to me too. I initially lost $96,000 in just less then five months from Fake investment scam company. My friend referred me to a hacker who helped me recover all my funds within 3 days. I’m speaking up to improve awareness of these cryptocurrency thieves and help as much as i can to reduce victims to the minimum. If you have been a victim, Simply contact Them ( MorrisGray830 at Gmail Dot Com )or whatsapp ( +1 607 698 0239 )……

      Walter Brian

      Walter Brian

      THIS IS REAL. I REPEAT, THIS IS REAL. The black mirror is real, the black mirror is really powerful, effective and 100% reliable. My name is Walter Brian, I want to thank Dada Magical for giving his black mirror to me. Since he gave me his black mirror, I became rich, successful, protected, informed and powerful. I was browsing through the internet one day when I saw multiple testimonies on how Dada Magical has helped so many people with his black mirror. I thought it was a joke at first but I gave it a try and contacted him. He sold the black mirror to me and told me how to use it and all that I need to do. I followed the instructions just as he told me and to my greatest surprise, it worked just as he told me. The black mirror is still working for me. The mirror also brings good luck, blessings and information. Contact Dada Magical now on his email; Dadablackmirrors@gmail.com and he will help you also with the black mirror just the same way he helped me. Thank you Great Dada Magical.

      Walter Brian

      Walter Brian

      THIS IS REAL. I REPEAT, THIS IS REAL. The black mirror is real, the black mirror is really powerful, effective and 100% reliable. My name is Walter Brian, I want to thank Dada Magical for giving his black mirror to me. Since he gave me his black mirror, I became rich, successful, protected, informed and powerful. I was browsing through the internet one day when I saw multiple testimonies on how Dada Magical has helped so many people with his black mirror. I thought it was a joke at first but I gave it a try and contacted him. He sold the black mirror to me and told me how to use it and all that I need to do. I followed the instructions just as he told me and to my greatest surprise, it worked just as he told me. The black mirror is still working for me. The mirror also brings good luck, blessings and information. Contact Dada Magical now on his email; Dadablackmirrors@gmail.com and he will help you also with the black mirror just the same way he helped me. Thank you Great Dada Magical.

      Walter Brian

      Walter Brian

      THIS IS REAL. I REPEAT, THIS IS REAL. The black mirror is real, the black mirror is really powerful, effective and 100% reliable. My name is Walter Brian, I want to thank Dada Magical for giving his black mirror to me. Since he gave me his black mirror, I became rich, successful, protected, informed and powerful. I was browsing through the internet one day when I saw multiple testimonies on how Dada Magical has helped so many people with his black mirror. I thought it was a joke at first but I gave it a try and contacted him. He sold the black mirror to me and told me how to use it and all that I need to do. I followed the instructions just as he told me and to my greatest surprise, it worked just as he told me. The black mirror is still working for me. The mirror also brings good luck, blessings and information. Contact Dada Magical now on his email; Dadablackmirrors@gmail.com and he will help you also with the black mirror just the same way he helped me. Thank you Great Dada Magical.

      Patrick Williams

      Patrick Williams

      Good day everyone on this site reading this testimony, I have been playing the lottery for the past 8years, and had not been able to win I was so upset and worried all day and night looking for who will help me to win the lottery, because buying the ticket not winning losing money get me angry, i was almost giving up until no other option going browsing online when I found a website It was there I came across a comment on the blogs about a powerful spell caster called Dr Kachi who helps so many people to achieve their goals with the lucky winning numbers to win the lotteries. I contacted him also and told him I want to win a lottery, Dr Kachi cast the winning numbers for me which I used to play and when I took the ticket and checked the winning numbers online. When I realized I’d matched all six numbers I was not at first believe, I thought my eyes were playing tricks on me, it was when i getting the message, I won the Mega Millions $128,166.00 million dollars, I’m a proud winners I want you, my friends who are passing through to win lottery games, contact drkachispellcast@gmail.com his Text number and Call +1 (209) 893-8075 visit his website: https://drkachispellcaster.wixsite.com/my-site

      Rosalyn Paige

      Rosalyn Paige

      Write to hack4techspy at google mail c 0m, They were actually my life saver. It is hard to tell how difficult it’s to find a genuine and reliable hacker. This guy “hack4techspy” puts a stop to my problems & fears

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      Walter Brian

      Walter Brian

      THIS IS REAL. I REPEAT, THIS IS REAL. The black mirror is real, the black mirror is really powerful, effective and 100% reliable. My name is Walter Brian, I want to thank Dada Magical for giving his black mirror to me. Since he gave me his black mirror, I became rich, successful, protected, informed and powerful. I was browsing through the internet one day when I saw multiple testimonies on how Dada Magical has helped so many people with his black mirror. I thought it was a joke at first but I gave it a try and contacted him. He sold the black mirror to me and told me how to use it and all that I need to do. I followed the instructions just as he told me and to my greatest surprise, it worked just as he told me. The black mirror is still working for me. The mirror also brings good luck, blessings and information. Contact Dada Magical now on his email; Dadablackmirrors@gmail.com and he will help you also with the black mirror just the same way he helped me. Thank you Great Dada Magical.

      Diana Margaret

      Diana Margaret

      I am Diana Margaret by name from England, so excited to quickly Appreciate Dr Kachi. who helped me win a lot of money a few weeks ago in the lottery, I was addicted of playing the lottery game, I’ve never won a big amount in the EuroMillions lotteries, but other than losing my ticket, I always play when the jackpot is big. I believe that someday I might as well be the lucky winner. I was in the Aldi supermarket store buying a lottery ticket when I overheard Newsagents reveal saying what happens when someone win a National Lottery jackpot in their shop by a powerful doctor called Dr Kachi, i was not easily convince at first so i went online to do some research about Dr Kachi I saw different kind of manifest of testimony how he have help a lot of people to win big lottery game in all over the worldwide, that was what trigger me to contact Dr Kachi i decided to give him a try and told him i want to be the among of the winner he had helps, Dr Kachi assure me not to worry that I’m in rightful place to win my lottery game and ask me to buy lottery tickets after he have perform a powerful spell numbers and gave to me which i use to play the lottery draw, and won a massive £40,627,241 EuroMillions, After all my years of financially struggling to win the lottery, I finally win big jackpot, this message is to everyone out there who have been trying all day to win the lottery, believe me this is the only way you can win the lottery, contact Call/Text number: +1 (209) 893-8075 Email: drkachispellcast@gmail. com his Website: https://drkachispellcaster.wixsite.com/my-site

      Sophia Coleman

      Sophia Coleman

      MY BITCOIN RECOVERY EXPERENCE WITH JETWEBHACKERS 2024

      I was left with a sense of hopelessness when I realized that my $114,500 worth of Bitcoin had been stolen from my wallet. I had tried every possible solution, but nothing seemed to work. That was until I discovered JETWEBHACKERS, a team of expert hackers who specialize in recovering stolen cryptocurrencies. With their expertise and guidance, I was able to recover my entire $34,000 in just a few days! The process was seamless, efficient, and professional. The team at JETWEBHACKERS was incredibly responsive, keeping me updated every step of the way. I was blown away by their level of expertise and the results they achieved. If you’re a victim of crypto theft, I highly recommend JETWEBHACKERS. They are the best in the business and will get your stolen assets back for you.

      CONTACT THEM VIA

      EMAIL: jetwebhackers @ gmail .com

      TELEGRAM: @jetwebhackers

      You can also contact them for the service below

      Western Union Transfer Blank atm card Bank Transfer PayPal / Skrill Transfer Crypto Mining CashApp Transfer Bitcoin Loans Recover Stolen/Missing Crypto/Funds/Assets
      Patrick Williams

      Patrick Williams

      Good day everyone on this site reading this testimony, I have been playing the lottery for the past 8years, and had not been able to win I was so upset and worried all day and night looking for who will help me to win the lottery, because buying the ticket not winning losing money get me angry, i was almost giving up until no other option going browsing online when I found a website It was there I came across a comment on the blogs about a powerful spell caster called Dr Kachi who helps so many people to achieve their goals with the lucky winning numbers to win the lotteries. I contacted him also and told him I want to win a lottery, Dr Kachi cast the winning numbers for me which I used to play and when I took the ticket and checked the winning numbers online. When I realized I’d matched all six numbers I was not at first believe, I thought my eyes were playing tricks on me, it was when i getting the message, I won the Mega Millions $128,166.00 million dollars, I’m a proud winners I want you, my friends who are passing through to win lottery games, contact drkachispellcast@gmail.com his Text number and Call +1 (209) 893-8075 visit his website: https://drkachispellcaster.wixsite.com/my-site

      EVANS PHILIP

      EVANS PHILIP

      Amazing Love Spell To Get Back With your Partner and Fix Your Broken Relationship  WHATSAPP+2349161779461

      My wife broke up with me 3 months ago, and forced me to sign the divorce papers, and I was completely heartbroken. And I could not get back into any shape emotionally. I Thank God for this astonishing and brilliant spell caster that came to my rescue. Wow! This spell caster has helped me so much. Dr Jakuta guaranteed me an urgent 24hrs spell casting, of which I accepted it. Shockingly! this month my wife called me back with lots of apologies after 48hrs which he assured me, and he did everything possible to withdraw the divorce papers which was previously ongoing with the power of this miracle working spell caster. Some people testified that he brought their Ex lover back, some testified that he restores womb, cure cancer, herpes simplex virus, hiv and other sickness, Thank you so so so much Lord for your powerful spells. expressions are not sufficient to say thank you. Email doctorjakutaspellcaster24@gmail. com. You can also WhatsApp him on +2349161779461

      EVANS PHILIP

      EVANS PHILIP

      Amazing Love Spell To Get Back With your Partner and Fix Your Broken Relationship  WHATSAPP+2349161779461

      My wife broke up with me 3 months ago, and forced me to sign the divorce papers, and I was completely heartbroken. And I could not get back into any shape emotionally. I Thank God for this astonishing and brilliant spell caster that came to my rescue. Wow! This spell caster has helped me so much. Dr Jakuta guaranteed me an urgent 24hrs spell casting, of which I accepted it. Shockingly! this month my wife called me back with lots of apologies after 48hrs which he assured me, and he did everything possible to withdraw the divorce papers which was previously ongoing with the power of this miracle working spell caster. Some people testified that he brought their Ex lover back, some testified that he restores womb, cure cancer, herpes simplex virus, hiv and other sickness, Thank you so so so much Lord for your powerful spells. expressions are not sufficient to say thank you. Email doctorjakutaspellcaster24@gmail. com. WhatsApp him on +2349161779461

      Susan Bickford

      Susan Bickford

      It’s A Great News to Celebrate with you Viewer, I am truly living the life I have been looking for after Dr Kachi made me win my Powerball Lottery, I had been playing for a good 8years. It was a friend of mine who directed me to Dr Kachi because my friend Nancy has won the Powerball so many times and I don’t know how she got the match six numbers to play and win a very big amount of money, then the last time she won the Mega Millions I told her to tell me the secret on how she win. That’s when she started telling me about the powerful Dr Kachi who has been her helper. and she gave me Dr Kachi Text/Call Number:+1 (209) 893-8075 I texted the greatest spell caster Dr Kachi and I told him I wanted to win my Powerball with his spiritual rightful number and he told me I should give him 2hours to get everything done and hopefully Dr Kachi do it, and give me a winning numbers to play my ticket that make me win the prize of $223.3 Million Dollars Powerball lottery Tuesday i bought the winning ticket at the Carlie C’s IGA store in Hope Mills, that changed my life for good today, and Dr Kachi a strong spell caster and trust him when he says the results will manifest it’s Truth, God bless you Dr kachi for your kind help also can Email: drkachispellcast@gmail.com or website:  https://drkachispellcaster.wixsite.com/my-site

      Susan Bickford

      Susan Bickford

      It’s A Great News to Celebrate with you Viewer, I am truly living the life I have been looking for after Dr Kachi made me win my Powerball Lottery, I had been playing for a good 8years. It was a friend of mine who directed me to Dr Kachi because my friend Nancy has won the Powerball so many times and I don’t know how she got the match six numbers to play and win a very big amount of money, then the last time she won the Mega Millions I told her to tell me the secret on how she win. That’s when she started telling me about the powerful Dr Kachi who has been her helper. and she gave me Dr Kachi Text/Call Number:+1 (209) 893-8075 I texted the greatest spell caster Dr Kachi and I told him I wanted to win my Powerball with his spiritual rightful number and he told me I should give him 2hours to get everything done and hopefully Dr Kachi do it, and give me a winning numbers to play my ticket that make me win the prize of $223.3 Million Dollars Powerball lottery Tuesday i bought the winning ticket at the Carlie C’s IGA store in Hope Mills, that changed my life for good today, and Dr Kachi a strong spell caster and trust him when he says the results will manifest it’s Truth, God bless you Dr kachi for your kind help also can Email: drkachispellcast@gmail.com or website:  https://drkachispellcaster.wixsite.com/my-site

      Patrick Williams

      Patrick Williams

      Good day everyone on this site reading this testimony, I have been playing the lottery for the past 8years, and had not been able to win I was so upset and worried all day and night looking for who will help me to win the lottery, because buying the ticket not winning losing money get me angry, i was almost giving up until no other option going browsing online when I found a website It was there I came across a comment on the blogs about a powerful spell caster called Dr Kachi who helps so many people to achieve their goals with the lucky winning numbers to win the lotteries. I contacted him also and told him I want to win a lottery, Dr Kachi cast the winning numbers for me which I used to play and when I took the ticket and checked the winning numbers online. When I realized I’d matched all six numbers I was not at first believe, I thought my eyes were playing tricks on me, it was when i getting the message, I won the Mega Millions $128,166.00 million dollars, I’m a proud winners I want you, my friends who are passing through to win lottery games, contact drkachispellcast@gmail.com his Text number and Call +1 (209) 893-8075 visit his website: https://drkachispellcaster.wixsite.com/my-site

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