The consumption of electricity in homes has been increasing over the years. It varies from season to season. If a household gets an electricity bill of Rs. 2000 during the rainy season, it can easily go up to Rs. 5000 during hot summer days, which is expensive for a common man. The family also does not want to run ACs at free will and are more cautious when running an AC at home because he is scared of the high electricity bill. In such a situation, a homeowner starts looking for alternatives to reduce his electricity bill. One such super-effective alternative is the application of solar energy and generating free power. But people often face a few challenges when installing a solar system. These are:
i) No loan financing available for solar system installation andii) Availing Net Meters for the solar system.
Now let’s learn about how to face these challenges while installing a solar system.
Can we get a loan on the solar system?
Buying a solar system is just like buying any other product like a car. Come to think of it, the purchase and ownership of mobile phones, cars, or homes have become convenient these days due to the easy availability of loans and EMI options. Everyone knows how to buy mobile phones, cars, and homes on EMI but do you know how to buy a solar system on loan?
Anyone holding a credit card can easily avail the EMI option on a solar system, but do debit cardholders have this facility? About 80 crores Indians are bank cardholders, out of which nearly 30 crores people own Pradhan Mantri Jan Dhan Yojana debit card (ATM card). Only 50 lakh people i.e. approximately 1% have credit cards that allow them to avail EMI option on the installation of solar systems.
There are two ways of availing loans on a solar system.
Option 1: Buy Solar Panel on EMI with Debit Card
A few banks such as SBI, HDFC Bank, Axis Bank, ICICI Bank, Kotak Mahindra Bank, and Federal Bank have already made it easier to avail loan facility by allowing to check the Loan Eligibility Criteria.
A potential customer has to send an SMS like DCEMI<SPACE><last digits of Debit Card Number> to 56767, in case he has an account with HDFC bank. One should use the same mobile number to send this text message, as is registered with the bank. You will get a reply with your loan status on the same number. If you will be eligible, you will get a message regarding your eligibility amount in the message itself. The chance of loan approval is just 0.02% and the cardholder’s approval for a loan depends on the bank’s internal database/ criteria.
Similarly, you can try for other banks like:
- SBI Bank – SMS DCEMI to 567676 from your registered mobile number
- ICICI Bank – SMS DCEMI<SPACE><last 4 digits of Debit Card number> to 5676766
- Axis Bank - SMS DCEMI<SPACE><last 4 digits of Debit Card number> to 5676782
- Kotak Bank - SMS DCEMI<SPACE><last 4 digits of Debit Card number> to 5676788
- Federal Bank - SMS DC<SPACE>EMI to 9008915353 or give a missed call to 7812900900
Option 2: Way to Get Home Improvement Loan from the Bank
A few banks like the State Bank of India grants loans of up to Rs.1 lakh for home improvement with an interest rate of nearly 8%. The loan term is 4-5 years or more. A customer can avail of such loans for installing the solar system.
What does a customer need to avail of a loan for Home Improvement?
STEP 1. He needs to visit the nearest bank branch of his area and find out about the bank’s policy on the Home Improvement loan.
STEP 2. The next step is to contact any dealer or a distributor of a private solar company like Loom Solar in your area. They will give a quotation of the size of the solar system that the customer needs to install on their own letterhead. This letter is needed for availing of the loan.
STEP 3. Now the bank will transfer nearly 80% of the total price of the solar system to the private company’s reseller’s bank account. It might take around 5-7 days for the whole process.
STEP 4. Then the reseller of the private company will install the solar system at the customer’s premises. When the customer hands over the NOC to the reseller, the bank transfers the balance 20% to the reseller’s bank account.
What does a reseller need to do to install a solar system?
Any person or a small firm interested to start a business of installing solar systems should get in touch with private solar companies like Loom Solar. All they need is:
1. A shop2. The GST number for that area
3. Free funds of Rs. 25,000 - 1,00,000 for investment.
If the above criteria are satisfied they can easily become a dealer or a distributor of a private solar company.
In short, you will know that how can you save your income tax using solar power? Many banks give home improvement loan for home decorations, such as buying furniture, solar panel installation, home painting, home reconstruction, buying home appliances, etc.
What are the Tax Benefits of Installing A solar system?
Any professional person who is working in a job and earns Rs. 5 lakhs or more in a year, they can claim tax benefits by treating solar system installation as an expense in their ITR.
Budget has announced a new tax regime giving taxpayers an option to pay taxes as per the new tax slabs.
| Total Income (Rs) | Tax Rate |
|---|---|
| Up to Rs 2.5 lakh | Nil |
| From 2,50,001 to Rs 5,00,000 | 5% |
|
From 5,00,001 to Rs 7,50,000 |
10% |
|
From 7,50,001 to 10,00,000 |
15% |
|
From 10,00,001 to Rs 12,50,000 |
20% |
|
From 12,50,001 to 15,00,000 |
25% |
|
Above 15,00,000 |
30% |
A potential customer can easily avail of a home improvement or Renovation loan from the bank in connection to installing a solar system in his house. It will be easier for him to get the loan if he already has a home loan with the bank as the bank will have proof of the customer’s credibility. In case, he does not have an existing home loan with the bank, he can still avail of the loan with relevant documentation. After he gets approved for the home improvement loan, the customer can claim it as an expense in his ITR as an exemption/ deduction from his total income.
Suppose, there is a potential customer with monthly income of Rs. 75,000 (Rs. 9,00,000 per annum) who is interested in buying a Solar System. This customer has bought a 3kW Solar System for his home at Rs 240,000 on a home improvement loan. The Loan tenure (1 year to 30 years) will be determined on the basis of the person’s age. The customer can then negotiate his EMI plan as per his comfort and earnings. If the customer pays an EMI Rs 15,000 per month, then his annual EMI obligation will be Rs 180,000 and it will be subtracted from his total annual income. Now, the customer has to pay income tax on the balance (i.e. Rs. 9,00,000 - Rs. 1,80,000) Rs 720,000. For more information, you can contact the nearest loan department of the bank branch.
What are the risks involved in this job?
The major risk involved in this job is if a customer is unable to repay the loan amount to the bank, the bank will go to the reseller company for recovery.
2. Net Meter for the solar system
A net meter shows solar production (Export), grid consumption (Import), and net consumption.
What do you need to get a Net Meter?
There are 4 basic steps you have to follow for net meter. Below are given:
1. Check Sanctioned Load on Electricity Bill
If you need to install a net meter, you will have to check the sanctioned load of your electricity meter. A net meter must be a minimum of 3 kW capacity. If any customer has a net meter of lower capacity, he should first get it upgraded to 3 kW capacity. Once this is done, the customer can install nearly 80% of the approved meter capacity at his premises.
2.Visit Your Local Electricity Department
To find more about this, a customer might need to visit his electricity office.
3. Install Solar System in Your Home
Next he needs to purchase a solar system.
4. Install Net Meter
A net meter can be installed only after the installation of the solar system is complete.
Every state has a different net metering policy. To know more, click here.
List of Banks in India for Rooftop Solar Finance
In India, many banking and non-banking services offer easy solar finance for rooftop solar installation. Below is the list of banks that provide homes with solar loans / easy EMI,
1. HDFC Bank Rooftop Solar Finance
HDFC is the largest private sector bank of India in terms of its assets and market capitalization. It is the third-largest company listed by the Indian Stock Exchanges. HDFC Bank Limited offers banking and financial services to its customers and has its headquarters in Mumbai, Maharashtra. Find out more information here:https://www.loomsolar.com/blogs/rooftop-solar-finance/hdfc-home-loan-with-solar-rate
2. SBI Rooftop Solar Finance
The Government of India has set an ambitious target of installation of Grid Connected Rooftop Solar Photovoltaic (GC-RSPV) projects with capacity aggregating 40 GW out of total incremental target of 175 GW of Renewable Energy capacity by 2022. Find out more information here:https://www.loomsolar.com/blogs/rooftop-solar-finance/sbi-home-loan-with-solar-rate
Conclusion
The most common questions in installing a solar system are what will be the total cost, can I get a loan or EMI option and where can I get the net meters? You can contact Faridabad’s Loom Solar Company has installed grid-connected solar systems on loans and net meters at many customers’ home premises.
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Wendy Joel
Now You Can Get Your Ex Lover Back Fast And Save Your broken Marriage Even If Your Situation Seems Hopeless!
My husband left me and my 2 children 4 wks ago and I’m just not coping! We’d been together since we were 18 and after 22 yrs I feel like I’ve lost everything. I can’t eat or sleep and I’m struggling to keep it together at work. I know I have to be strong for the children but I’m a complete wreck and I am desperately ashamed that I’m affecting them. They are 6 and 9 and obviously are going to need a lot of support and I feel like I’m such a failure. People keep telling me it will get better but at the moment I can’t see beyond the hurt and desperation I feel. my heart was filled with sorrows and pains because I was really in love with my husband. I have tried many options but he did not come back, until i met a friend that directed me to Dr. Excellent a spell caster, who helped me to bring back my husband after 11hours. Me and my husband are living happily together again, This man is powerful, Contact Dr. Excellent for any kind of spell or relationship problems he is capable of making things right for you. Here his contact. Call/WhatsApp him at: +2348084273514 "Or email him at: Excellentspellcaster@gmail.com
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cindy byrd
After 13 years of marriage my husband is filling for divorce because of his new secretary whom was employed October 2021, this daughter of Jezebel has turned my husband against me and his entire family.. I felt my life was over and my kids thought they would never see their father again. I tried to be strong just for the kids but I could not control the pains that tormented my heart, my heart was filled with sorrows and pains because I was really in love with my husband. I have tried many options but he did not come back, until i met a friend that directed me to Dr. Excellent a spell caster, who helped me to bring back my husband after 11hours. Me and my husband are living happily together again, This man is powerful, Contact Dr. Excellent for any kind of spiritual problems or any kind of spell or relationship problems he is capable of making things right for you. Here his contact. Call/WhatsApp him at: +2348084273514 "Or email him at: Excellentspellcaster@gmail.com
cindy byrd
Now You Can Stop Your Break Up, Divorce or Lovers Rejection…Even If Your Situation Seems Hopeless!
After working with this real spell caster called Dr. Excellent, I couldn’t believe my eyes. super fast and reliable, thank you so much for saving my broken Marriage with your powerful love spell. I was heart broken when my husband left me and moved to California to be with another woman. I felt my life was over and my kids thought they would never see their father again. I tried to be strong just for the kids but I could not control the pains that tormented my heart, my heart was filled with sorrows and pains because I was really in love with my husband. I have tried many options but he did not come back, until i met a friend that directed me to Dr. Excellent a spell caster, who helped me to bring back my husband after 11hours. Me and my husband are living happily together again, This man is powerful, Contact Dr. Excellent for any kind of spiritual problems or any kind of spell or relationship problems he is capable of making things right for you. Here his contact. Call/WhatsApp him at: +2348084273514 "Or email him at: Excellentspellcaster@gmail.com
,His website:https://lovespellonline.godaddysites.com
Mary Robinson
Good day to everyone reading my post, i’m here to appreciate a legitimate spell caster call Dr Kachi who can help you winning the lottery draw, i have never win a biggest amount in lottery unite the day i saw good reviews about DR Kachi how he has helped a lot of people in different ways both financially/martially and i have been playing Mega Million for 8years now, but things suddenly change the moment i contacted Dr Kachi and explained everything to me about the spell and I accepted. I followed his instructions and played the Mega Million with the numbers he gave me, now i am a proud lottery winner with the help of Dr Kachi spell, i win $640 Million Dollars in Mega Millions Ticket, i am making this known to everyone out there who have been trying all day to win the lottery jackpot, believe me this is the only way to win the lottery, this is the real secret we all have been searching for. I want to thank Dr Kachi for his endless help and his from the United States. you can contact via email drkachispellcast@gmail.com or through Text and Call Number: +1 (209) 893-8075 his website: https://drkachispellcaster.wixsite.com/my-site
Mary Robinson
Good day to everyone reading my post, i’m here to appreciate a legitimate spell caster call Dr Kachi who can help you winning the lottery draw, i have never win a biggest amount in lottery unite the day i saw good reviews about DR Kachi how he has helped a lot of people in different ways both financially/martially and i have been playing Mega Million for 8years now, but things suddenly change the moment i contacted Dr Kachi and explained everything to me about the spell and I accepted. I followed his instructions and played the Mega Million with the numbers he gave me, now i am a proud lottery winner with the help of Dr Kachi spell, i win $640 Million Dollars in Mega Millions Ticket, i am making this known to everyone out there who have been trying all day to win the lottery jackpot, believe me this is the only way to win the lottery, this is the real secret we all have been searching for. I want to thank Dr Kachi for his endless help and his from the United States. you can contact via email drkachispellcast@gmail.com or through Text and Call Number: +1 (209) 893-8075 his website: https://drkachispellcaster.wixsite.com/my-site
cindy byrd
My wife doesn’t love me and it breaks my heart
It is possible to fall in and out of love
How to make my wife love me again when all hope is lost:
How to get your wife back if you’ve made big mistakes
How to get my wife back if we’ve already divorced?
How to make your wife love you again if she’s met someone else .
My heart was filled with sorrows and pains because I was really in love with my husband. I have tried many options but he did not come back, until i met a friend that directed me to Dr. Excellent a spell caster, who helped me to bring back my husband after 11hours. Me and my husband are living happily together again, This man is powerful, Contact Dr. Excellent for any kind of spiritual problems or any kind of spell or relationship problems he is capable of making things right for you. Here his contact. Call/WhatsApp him at: +2348084273514 "Or email him at: Excellentspellcaster@gmail. com
cindy byrd
My wife doesn’t love me and it breaks my heart
It is possible to fall in and out of love
How to make my wife love me again when all hope is lost:
How to get your wife back if you’ve made big mistakes
How to get my wife back if we’ve already divorced?
How to make your wife love you again if she’s met someone else .
My heart was filled with sorrows and pains because I was really in love with my husband. I have tried many options but he did not come back, until i met a friend that directed me to Dr. Excellent a spell caster, who helped me to bring back my husband after 11hours. Me and my husband are living happily together again, This man is powerful, Contact Dr. Excellent for any kind of spiritual problems or any kind of spell or relationship problems he is capable of making things right for you. Here his contact. Call/WhatsApp him at: +2348084273514 "Or email him at: Excellentspellcaster@gmail. com
Tom Bricks
My name is TOM BRICKS, I’m from Vegas. It all started when My husband left me for another woman, The most painful thing is that I was pregnant with our second baby. I wanted him back. I did everything within my reach to bring him back but all was in vain, I wanted him back so badly because of the love I had for him, I begged him with everything, I made promises but he refused. I explained my problem to my friend and she suggested that I should rather contact a spell caster that could help me cast a spell to bring him back, I had no choice but to try it. I messaged the spell caster called Dr Gbogbo, and he assured me there was no problem and that everything would be okay before 11 hours. He cast the spell and surprisingly 11 hours later my husband called me. I was so surprised, I answered the call and all he said was that he was so sorry for everything that had happened. He wanted me to return to him. He also said he loved me so much. I was so happy and went to him. That was how we started living together happily again. Thanks to Dr Gbogbo. If you are here and your Lover is turning you down, or your husband moved to another woman, do not cry anymore, contact Dr Gbogbo for help now. Here is his contact.
Email: Drgbogbospellcaster@gmail.com
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Tom Bricks
My name is TOM BRICKS, I’m from Vegas. It all started when My husband left me for another woman, The most painful thing is that I was pregnant with our second baby. I wanted him back. I did everything within my reach to bring him back but all was in vain, I wanted him back so badly because of the love I had for him, I begged him with everything, I made promises but he refused. I explained my problem to my friend and she suggested that I should rather contact a spell caster that could help me cast a spell to bring him back, I had no choice but to try it. I messaged the spell caster called Dr Gbogbo, and he assured me there was no problem and that everything would be okay before 11 hours. He cast the spell and surprisingly 11 hours later my husband called me. I was so surprised, I answered the call and all he said was that he was so sorry for everything that had happened. He wanted me to return to him. He also said he loved me so much. I was so happy and went to him. That was how we started living together happily again. Thanks to Dr Gbogbo. If you are here and your Lover is turning you down, or your husband moved to another woman, do not cry anymore, contact Dr Gbogbo for help now. Here is his contact.
Email: Drgbogbospellcaster@gmail.com
Whatsapp: +2347031663661
Tom Bricks
My name is TOM BRICKS, I’m from Vegas. It all started when My husband left me for another woman, The most painful thing is that I was pregnant with our second baby. I wanted him back. I did everything within my reach to bring him back but all was in vain, I wanted him back so badly because of the love I had for him, I begged him with everything, I made promises but he refused. I explained my problem to my friend and she suggested that I should rather contact a spell caster that could help me cast a spell to bring him back, I had no choice but to try it. I messaged the spell caster called Dr Gbogbo, and he assured me there was no problem and that everything would be okay before 11 hours. He cast the spell and surprisingly 11 hours later my husband called me. I was so surprised, I answered the call and all he said was that he was so sorry for everything that had happened. He wanted me to return to him. He also said he loved me so much. I was so happy and went to him. That was how we started living together happily again. Thanks to Dr Gbogbo. If you are here and your Lover is turning you down, or your husband moved to another woman, do not cry anymore, contact Dr Gbogbo for help now. Here is his contact.
Email: Drgbogbospellcaster@gmail.com
Whatsapp: +2347031663661
keisha Lang
I’m so excited that my husband and I are back together, after a long separation. Thanks to the great prophet Isaac who helped me get my husband back, with his powerful love spell. I got Prophet Isaac details from the internet and contacted him, he was so polite and very reasonable, he asked me a few questions and I answered him, he gave me instructions and I followed them, within 24 hours of doing what he asked, my husband called me and begged me to come back . Do not hesitate to contact him. He is real, reliable and can also be very trusted. Contact him via WhatsApp: +1 (757) 237-1724 or by email: urgentspellcast01@gmail.com, he is 100% efficient and reliable.
judith wilson
What a greatest surprise to me that i was cured from herpes virus by a powerful herbal doctor, it was just like a dream to me i taught that their is no cure for herpes because for about six years i spent so much of my money in hospital but no improvement i was confuse in life until a friend of mine introduce me to this herbal doctor i contacted him dr KUTA if their can be any help and he promise to help me, he prepared a herbal medicine for me i followed his instruction after 14 days i went to hospital for test but i was cured it was a greatest surprise to me so i decide to share this testimony. a very big thanks to this herbal doctor who save my life, please if you have this kind of virus or any disease do not give up you can contact him via email drkutaherbalcenter@gmail.com or WhatApp him on +2349013504343..
judith wilson
What a greatest surprise to me that i was cured from herpes virus by a powerful herbal doctor, it was just like a dream to me i taught that their is no cure for herpes because for about six years i spent so much of my money in hospital but no improvement i was confuse in life until a friend of mine introduce me to this herbal doctor i contacted him dr KUTA if their can be any help and he promise to help me, he prepared a herbal medicine for me i followed his instruction after 14 days i went to hospital for test but i was cured it was a greatest surprise to me so i decide to share this testimony. a very big thanks to this herbal doctor who save my life, please if you have this kind of virus or any disease do not give up you can contact him via email drkutaherbalcenter@gmail.com or WhatApp him on +2349013504343..
judith wilson
What a greatest surprise to me that i was cured from herpes virus by a powerful herbal doctor, it was just like a dream to me i taught that their is no cure for herpes because for about six years i spent so much of my money in hospital but no improvement i was confuse in life until a friend of mine introduce me to this herbal doctor i contacted him dr KUTA if their can be any help and he promise to help me, he prepared a herbal medicine for me i followed his instruction after 14 days i went to hospital for test but i was cured it was a greatest surprise to me so i decide to share this testimony. a very big thanks to this herbal doctor who save my life, please if you have this kind of virus or any disease do not give up you can contact him via email drkutaherbalcenter@gmail.com or WhatApp him on +2349013504343..
judith wilson
What a greatest surprise to me that i was cured from herpes virus by a powerful herbal doctor, it was just like a dream to me i taught that their is no cure for herpes because for about six years i spent so much of my money in hospital but no improvement i was confuse in life until a friend of mine introduce me to this herbal doctor i contacted him dr KUTA if their can be any help and he promise to help me, he prepared a herbal medicine for me i followed his instruction after 14 days i went to hospital for test but i was cured it was a greatest surprise to me so i decide to share this testimony. a very big thanks to this herbal doctor who save my life, please if you have this kind of virus or any disease do not give up you can contact him via email drkutaherbalcenter@gmail.com or WhatApp him on +2349013504343..
Leon Rafael
VISIT GEO COORDINATES RECOVERY HACKER TO GET YOUR MONEY, STOLEN OR BTC RETURNED?
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Wendy Joel
You want your ex husband or wife back? Dr. Excellent specializes in helping couples reunite after a breakup or separation.
After working with this real spell caster called Dr. Excellent, I couldn’t believe my eyes. super fast and reliable, thank you so much Dr. Excellent for your incredible service. I was heart broken when my husband left me and moved to California to be with another woman. I felt my life was over and my kids thought they would never see their father again. I tried to be strong just for the kids but I could not control the pains that tormented my heart, my heart was filled with sorrows and pains because I was really in love with my husband. I have tried many options but he did not come back, until i met a friend that directed me to Dr. Excellent a spell caster, who helped me to bring back my husband after 11hours. Me and my husband are living happily together again, This man is powerful, Contact Dr. Excellent for any kind of spiritual problems or any kind of spell or relationship problems he is capable of making things right for you with no side effect. Here his contact. Call/WhatsApp him at: +2348084273514 "Or email him at: Excellentspellcaster@gmail.com
cindy byrd
Hello!
Use this powerful love spell caster to get your ex lover back now and stop a divorce and save your marriage❤️
After working with him, I couldn’t believe my eyes. super fast and reliable, thank you so much Dr. Excellent for your incredible service. I was heart broken when my husband left me and moved to California to be with another woman. I felt my life was over and my kids thought they would never see their father again. I tried to be strong just for the kids but I could not control the pains that tormented my heart, my heart was filled with sorrows and pains because I was really in love with my husband. I have tried many options but he did not come back, until i met a friend that directed me to Dr. Excellent a spell caster, who helped me to bring back my husband after 11hours. Me and my husband are living happily together again, This man is powerful, Contact Dr. Excellent for any kind of spiritual problems or any kind of spell or relationship problems he is capable of making things right for you with no side effect. Here his contact. WhatsApp him at: +2348084273514 "Or email him at: Excellentspellcaster@gmail. com
Katherine Griffith
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Katherine Griffith
Hello everyone, I wish to share my testimonies with the general public about Dr Kachi for helping me to win the LOTTO MAX, i have been playing all types of lottery for the past 9years now. the only big money i have ever win was $3000 ever since things became worse to enduring because i couldn’t been able to win again, i was not happy i need help to win the lottery, until the day i was reading a newspaper online which so many people has talked good things about best lottery cast Dr Kachi who can change your life into riches. So I contacted him and he cast the spell and gave me the hot figures. I played the LOTTO MAX DRAW Behold when I went to check and to my greatest surprise my name came out as one of the winners. I won $60 Millions Dr Kachi, your spell made it wonderful to win the lottery. I can’t believe it. Thank you so much sir for dedicating your time to cast the Lottery spell for me. I am eternally grateful for the lottery spell winning Dr Kachi did for me. I’m now out of debts and experiencing the most amazing good life of the lottery after I won a huge amount of money. I am more excited now than I ever have been in my life. In case you also need him to help you win, you can contact: drkachispellcast@gmail.com OR Call/Text number: +1 (209) 893-8075 Visit his Website: https://drkachispellcaster.wixsite.com/my-site
cindy byrd
Good News!
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After working with him, I couldn’t believe my eyes. super fast and reliable, thank you so much Dr. Excellent for your incredible service. I was heart broken when my husband left me and moved to California to be with another woman. I felt my life was over and my kids thought they would never see their father again. I tried to be strong just for the kids but I could not control the pains that tormented my heart, my heart was filled with sorrows and pains because I was really in love with my husband. I have tried many options but he did not come back, until i met a friend that directed me to Dr. Excellent a spell caster, who helped me to bring back my husband after 11hours. Me and my husband are living happily together again, This man is powerful, Contact Dr. Excellent for any kind of spiritual problems or any kind of spell or relationship problems he is capable of making things right for you with no side effect. Here his contact. WhatsApp him at: +2348084273514 "Or email him at: Excellentspellcaster@gmail. com
ELIZABETH MATHEUS
HELLO EVERYONE.. FEW MUNINETS TO REDY THIS INFOR ON HERPES CURE 2018..
2017 MY MOTHER WAS DIAGNOSED OF HERPES/ KNOWN AS GENITAL WARTS ,I SPENT A LOT OF MONEY ON HER MEDICATION TILL A POINT I EVEN LOST HOPE,BECAUSE MY MOTHER WAS GRADUALLY DYING AND LOST HER MEMORY TOO, I WAS SO DESPERATE TO GET MY MOTHER BACK TO NORMAL, ONE DAY MY UNCLE WHO LIVES IN LONDON UNITED KINGDOM TOLD ME ABOUT DR OLIHA ,WHO HELPED HIM GET RID OF HERPES /GENITAL WART WITH HERBAL MEDICINE AND HIS HERBAL SOAP ,I WAS SO SHOCKED WHEN HE TOLD ME ABOUT THIS ,ALTHOUGH I NEVER BELIEVE IN HERB BUT, I KEEP TO BELIEVE BECAUSE MY UNCLE CAN’T TELL ME LIES WHEN IT COMES TO HEALTH CONDITION I CONTACTED DR OLIHA VIA HIS EMAIL; OLIHA.MIRACLEMEDICINE@GMAIL.COM , YOU CAN TALK TO HIM VIA CALL OR WHATSAPP MESSENGER ON +2349038382931 , HE REPLIED AND ASK ME TO SEND MY HOME ADDRESS AND MY MOTHER’S DETAIL AND THEN I PURCHASED THE HERBAL MEDICINE,SENT ME THE HERBAL MEDICINE THROUGH COURIER SERVICE, WHEN I RECEIVED THIS HERBAL MEDICINE USED IT FOR 2 WEEKS, AND 4 DAYS OF USAGE THE WARTS FELL OFF, MY MOTHER I NOW TOTALLY CURED AND MY MOTHER IS LIVING FREE AND HAPPY AGAIN. YOU CAN TALK TO DR VIA HIS MOBILE NUMBER OR WHATS APP HIM ON +2349038382931 OR https://olihamiraclemedici.wixsite.com/drolihamiraclemedici/ ALL THANKS TO DOCTOR DR OLIHA
Queen
Hi guys, i don’t have much to say now now, Than to say thanks to Dr. Monday for rescuing me and my family from poverty, and for getting my husband and my Job back, i love playing lottery , but winning is my biggest problem, Ill never forget the day i come in contact with Dr Monday, whose lottery spell make me a winner, some million Dollars , after giving me a sure winning numbers within 3 days to play,my financial status is settled for good,now i have started to live my dream life after 12 years of playing the lottery A big thanks to Dr Monday, am grateful for all you have done for me and family, he can be reach on Via WhatsApp +234 705 993 7909
obodubu monday
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Walter Brian
THIS IS REAL. I REPEAT, THIS IS REAL. The black mirror is real, the black mirror is really powerful, effective and 100% reliable. My name is Walter Brian, I want to thank Dada Magical for giving his black mirror to me. Since he gave me his black mirror, I became rich, successful, protected, informed and powerful. I was browsing through the internet one day when I saw multiple testimonies on how Dada Magical has helped so many people with his black mirror. I thought it was a joke at first but I gave it a try and contacted him. He sold the black mirror to me and told me how to use it and all that I need to do. I followed the instructions just as he told me and to my greatest surprise, it worked just as he told me. The black mirror is still working for me. The mirror also brings good luck, blessings and information. Contact Dada Magical now on his email; Dadablackmirrors@gmail.com and he will help you also with the black mirror just the same way he helped me. Thank you Great Dada Magical.
Walter Brian
THIS IS REAL. I REPEAT, THIS IS REAL. The black mirror is real, the black mirror is really powerful, effective and 100% reliable. My name is Walter Brian, I want to thank Dada Magical for giving his black mirror to me. Since he gave me his black mirror, I became rich, successful, protected, informed and powerful. I was browsing through the internet one day when I saw multiple testimonies on how Dada Magical has helped so many people with his black mirror. I thought it was a joke at first but I gave it a try and contacted him. He sold the black mirror to me and told me how to use it and all that I need to do. I followed the instructions just as he told me and to my greatest surprise, it worked just as he told me. The black mirror is still working for me. The mirror also brings good luck, blessings and information. Contact Dada Magical now on his email; Dadablackmirrors@gmail.com and he will help you also with the black mirror just the same way he helped me. Thank you Great Dada Magical.