There are 4 types of basic eligibility factors which are required for home loan. The points are further defined:
1. Current age & loan repayment tenure – The younger you are the longer and the better the chances are to get a home loan. Younger people can get a longer period of loan repayment time compared to older people.
2. Financial Profile – Every person has a financial profile which reveals some major information such as income stability, quantum of income, growth rate of income, etc. All the information helps the bank identify to set a limit for the loan amount for the loan seeker.
3. Credit Score (CIBIL Score) – Just like a financial profile, there is a ‘CIBIL Score’ which is a credit score about a person. This score reveals that a person has a clear payment history and does not have any default payments under any debts in their transaction history. CIBIL stands for Credit Information Bureau India Limited.
4. Financial Obligations – The bank also evaluates the previous debt history of the person. If a person has any other financial obligations such as previous outstanding loans, the person is likely to have a sanctioned loan of lesser amount. If the person has a clean record, then they are eligible for higher amount of loan sanction without any hassle.
90 comments
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JEFF REAGAN
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JEFF REAGAN
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JEFF REAGAN
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JEFF REAGAN
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JEFF REAGAN
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JEFF REAGAN
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JEFF REAGAN
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JEFF REAGAN
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JEFF REAGAN
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JEFF REAGAN
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JEFF REAGAN
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agatha lucas
Grateful for Paradox Recovery Wizard: $182,000 Recovered
We are profoundly grateful to Paradox Recovery Wizard for their incredible assistance in recovering $182,000 for my husband. Their expertise, dedication, and support have made a significant difference in our lives. We highly recommend their services to anyone facing similar financial recovery issues. Thank you for turning our difficult situation around
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Kenneth Brown
I lost $303,450 with a fake crypto investor. I am Kenneth Brown and here is my story. Of course, they advise us to do a good background check before deciding where and when to invest. But they entirely forget that the scammers have a “clean” background record. So you will find all the good reviews and ads about them when you research. Mine was no different. They looked legit, and I made my deposits, plus more deposits when chasing my withdrawals. I reached my limit and knew I had to get my money back no matter what. I did some deep searching and finally decided to try out SWIFT SPY ASSETS RECOVERY. And guess who had their total investment money back in approximately 20 hours? The good thing about this hacker is that they only require the transaction information and the hacker’s address, and everything else is on them until the money is fully back. Reach them by email: (swiftrecoveryservice006 @gmail .com) or WhatsApp number: +1 (786) 684‑0501. Or Telegram: @SWIFT_HACKING. Visit their website at https://swiftspyassetsrecovery.com to get the help you need with finances and crypto.
Queen
Hi guys, i don’t have much to say now now, Than to say thanks to Dr. Monday for rescuing me and my family from poverty, and for getting my husband and my Job back, i love playing lottery , but winning is my biggest problem, Ill never forget the day i come in contact with Dr Monday, whose lottery spell make me a winner, some million Dollars , after giving me a sure winning numbers within 3 days to play,my financial status is settled for good,now i have started to live my dream life after 12 years of playing the lottery A big thanks to Dr Monday, am grateful for all you have done for me and family, he can be reach on Via WhatsApp +234 705 993 7909
emily faye
I have been suffering from Herpes for the past 1 years and 8 months, and ever since then I have been taking series of treatment but there was no improvement until I came across testimonies of Dr. Silver on how he has been curing different people from different diseases all over the world, then I contacted him as well. After our conversation he sent me the medicine which I took according to his instructions. When I was done taking the herbal medicine I went for a medical checkup and to my greatest surprise I was cured from Herpes. My heart is so filled with joy. If you are suffering from Herpes or any other disease you can contact Dr. Silver today on this Email address: drsilverhealingtemple@gmail.com or Whatsapp +2348120513902
emily faye
I have been suffering from Herpes for the past 1 years and 8 months, and ever since then I have been taking series of treatment but there was no improvement until I came across testimonies of Dr. Silver on how he has been curing different people from different diseases all over the world, then I contacted him as well. After our conversation he sent me the medicine which I took according to his instructions. When I was done taking the herbal medicine I went for a medical checkup and to my greatest surprise I was cured from Herpes. My heart is so filled with joy. If you are suffering from Herpes or any other disease you can contact Dr. Silver today on this Email address: drsilverhealingtemple@gmail.com or Whatsapp +2348120513902
Choung
Overcoming Paralysis: How Dr. Murugu Helped Me Recover
My name is Choung, and I’m Vietnamese. On this day, May 23, 2024, I am writing to share my testimony as a sign of appreciation for what Dr. Murugu did for me.
It all started on November 15 last year, when I caught my ex-wife with another man in our home. I sent her out of the house and filed for divorce. A few months later, on January 11, 2024, I woke up paralyzed, unable to move the left side of my body. I quickly called my family, and they took me to the hospital where I stayed for a month and a half. Every test and scan came back clean; the doctors couldn’t determine the cause of my illness.
Friends advised me to seek help outside of medical medicine. We visited various spiritualists across Vietnam, but nothing worked.
Then, we came across Dr. Murugu’s page on Facebook (Revenge Death Spells, Voodoo Love Spells) and decided to give him a try. I explained my problem to him, and he told me that someone dear to me was responsible for my predicament. He promised to reverse it within seven days, and he did. The illness was sent back to the sender, who turned out to be my ex-wife’s mother, and she confessed and she said she was angry that I left her daughter and decided to cast a black magic spell on me to paralyze me.
Once again, thank you, Dr. Murugu, for what you have done for me. I am now well and sound again. You can contact him via WhatsApp or email.
Email: dr.makinidrmurugu@gmail.com
WhatsApp/Call: +90 534 069 3791
https://drmakinidrmurugu.blogspot.com
Website: https://www.drmuruguspellhome.com
Choung
Overcoming Paralysis: How Dr. Murugu Helped Me Recover
My name is Choung, and I’m Vietnamese. On this day, May 23, 2024, I am writing to share my testimony as a sign of appreciation for what Dr. Murugu did for me.
It all started on November 15 last year, when I caught my ex-wife with another man in our home. I sent her out of the house and filed for divorce. A few months later, on January 11, 2024, I woke up paralyzed, unable to move the left side of my body. I quickly called my family, and they took me to the hospital where I stayed for a month and a half. Every test and scan came back clean; the doctors couldn’t determine the cause of my illness.
Friends advised me to seek help outside of medical medicine. We visited various spiritualists across Vietnam, but nothing worked.
Then, we came across Dr. Murugu’s page on Facebook (Revenge Death Spells, Voodoo Love Spells) and decided to give him a try. I explained my problem to him, and he told me that someone dear to me was responsible for my predicament. He promised to reverse it within seven days, and he did. The illness was sent back to the sender, who turned out to be my ex-wife’s mother, and she confessed and she said she was angry that I left her daughter and decided to cast a black magic spell on me to paralyze me.
Once again, thank you, Dr. Murugu, for what you have done for me. I am now well and sound again. You can contact him via WhatsApp or email.
Email: dr.makinidrmurugu@gmail.com
WhatsApp/Call: +90 534 069 3791
https://drmakinidrmurugu.blogspot.com
Website: https://www.drmuruguspellhome.com
Choung
Overcoming Paralysis: How Dr. Murugu Helped Me Recover
My name is Choung, and I’m Vietnamese. On this day, May 23, 2024, I am writing to share my testimony as a sign of appreciation for what Dr. Murugu did for me.
It all started on November 15 last year, when I caught my ex-wife with another man in our home. I sent her out of the house and filed for divorce. A few months later, on January 11, 2024, I woke up paralyzed, unable to move the left side of my body. I quickly called my family, and they took me to the hospital where I stayed for a month and a half. Every test and scan came back clean; the doctors couldn’t determine the cause of my illness.
Friends advised me to seek help outside of medical medicine. We visited various spiritualists across Vietnam, but nothing worked.
Then, we came across Dr. Murugu’s page on Facebook (Revenge Death Spells, Voodoo Love Spells) and decided to give him a try. I explained my problem to him, and he told me that someone dear to me was responsible for my predicament. He promised to reverse it within seven days, and he did. The illness was sent back to the sender, who turned out to be my ex-wife’s mother, and she confessed and she said she was angry that I left her daughter and decided to cast a black magic spell on me to paralyze me.
Once again, thank you, Dr. Murugu, for what you have done for me. I am now well and sound again. You can contact him via WhatsApp or email.
Email: dr.makinidrmurugu@gmail.com
WhatsApp/Call: +90 534 069 3791
https://drmakinidrmurugu.blogspot.com
Website: https://www.drmuruguspellhome.com
Choung
Overcoming Paralysis: How Dr. Murugu Helped Me Recover
My name is Choung, and I’m Vietnamese. On this day, May 23, 2024, I am writing to share my testimony as a sign of appreciation for what Dr. Murugu did for me.
It all started on November 15 last year, when I caught my ex-wife with another man in our home. I sent her out of the house and filed for divorce. A few months later, on January 11, 2024, I woke up paralyzed, unable to move the left side of my body. I quickly called my family, and they took me to the hospital where I stayed for a month and a half. Every test and scan came back clean; the doctors couldn’t determine the cause of my illness.
Friends advised me to seek help outside of medical medicine. We visited various spiritualists across Vietnam, but nothing worked.
Then, we came across Dr. Murugu’s page on Facebook (Revenge Death Spells, Voodoo Love Spells) and decided to give him a try. I explained my problem to him, and he told me that someone dear to me was responsible for my predicament. He promised to reverse it within seven days, and he did. The illness was sent back to the sender, who turned out to be my ex-wife’s mother, and she confessed and she said she was angry that I left her daughter and decided to cast a black magic spell on me to paralyze me.
Once again, thank you, Dr. Murugu, for what you have done for me. I am now well and sound again. You can contact him via WhatsApp or email.
Email: dr.makinidrmurugu@gmail.com
WhatsApp/Call: +90 534 069 3791
https://drmakinidrmurugu.blogspot.com
Website: https://www.drmuruguspellhome.com
Choung
Overcoming Paralysis: How Dr. Murugu Helped Me Recover
My name is Choung, and I’m Vietnamese. On this day, May 23, 2024, I am writing to share my testimony as a sign of appreciation for what Dr. Murugu did for me.
It all started on November 15 last year, when I caught my ex-wife with another man in our home. I sent her out of the house and filed for divorce. A few months later, on January 11, 2024, I woke up paralyzed, unable to move the left side of my body. I quickly called my family, and they took me to the hospital where I stayed for a month and a half. Every test and scan came back clean; the doctors couldn’t determine the cause of my illness.
Friends advised me to seek help outside of medical medicine. We visited various spiritualists across Vietnam, but nothing worked.
Then, we came across Dr. Murugu’s page on Facebook (Revenge Death Spells, Voodoo Love Spells) and decided to give him a try. I explained my problem to him, and he told me that someone dear to me was responsible for my predicament. He promised to reverse it within seven days, and he did. The illness was sent back to the sender, who turned out to be my ex-wife’s mother, and she confessed and she said she was angry that I left her daughter and decided to cast a black magic spell on me to paralyze me.
Once again, thank you, Dr. Murugu, for what you have done for me. I am now well and sound again. You can contact him via WhatsApp or email.
Email: dr.makinidrmurugu@gmail.com
WhatsApp/Call: +90 534 069 3791
https://drmakinidrmurugu.blogspot.com
Website: https://www.drmuruguspellhome.com
Choung
Overcoming Paralysis: How Dr. Murugu Helped Me Recover
My name is Choung, and I’m Vietnamese. On this day, May 23, 2024, I am writing to share my testimony as a sign of appreciation for what Dr. Murugu did for me.
It all started on November 15 last year, when I caught my ex-wife with another man in our home. I sent her out of the house and filed for divorce. A few months later, on January 11, 2024, I woke up paralyzed, unable to move the left side of my body. I quickly called my family, and they took me to the hospital where I stayed for a month and a half. Every test and scan came back clean; the doctors couldn’t determine the cause of my illness.
Friends advised me to seek help outside of medical medicine. We visited various spiritualists across Vietnam, but nothing worked.
Then, we came across Dr. Murugu’s page on Facebook (Revenge Death Spells, Voodoo Love Spells) and decided to give him a try. I explained my problem to him, and he told me that someone dear to me was responsible for my predicament. He promised to reverse it within seven days, and he did. The illness was sent back to the sender, who turned out to be my ex-wife’s mother, and she confessed and she said she was angry that I left her daughter and decided to cast a black magic spell on me to paralyze me.
Once again, thank you, Dr. Murugu, for what you have done for me. I am now well and sound again. You can contact him via WhatsApp or email.
Email: dr.makinidrmurugu@gmail.com
WhatsApp/Call: +90 534 069 3791
https://drmakinidrmurugu.blogspot.com
Website: https://www.drmuruguspellhome.com
manuel
osbitherbalhome@hotmail.com
Herpes has been one of the most significant virus in the US now and its spreading really fast, and the government are only producing medical drugs that can suppress it but rather keep on eliminating the African herbal doctors who were able to discover a way to completely cure the virus and other diseases… If you are suffering from Herpes or any other disease you can contact Dr. Osbit today on this Email address: osbitherbalhome@hotmail.com or Whatsapp +2348058465905
Gloria
I have been suffering from Herpes for the past 1 years and 6 months, and ever since then I have been taking series of treatment but there was no improvement until I came across testimonies of Dr. Osbit on how he has been curing different people from different diseases all over the world, then I contacted him as well. After our conversation he sent me the medicine which I took according .to his instructions. When I was done taking the herbal medicine I went for a medical checkup and to my greatest surprise I was cured from Herpes. My heart is so filled with joy. If you are suffering from Herpes or any other disease you can contact Dr. Osbit today on this Email address: osbitherbalhome@hotmail.com or Whatsapp +2348058465905
manuel
I have been suffering from Herpes for the past 1 years and 6 months, and ever since then I have been taking series of treatment but there was no improvement until I came across testimonies of Dr. Osbit on how he has been curing different people from different diseases all over the world, then I contacted him as well. After our conversation he sent me the medicine which I took according .to his instructions. When I was done taking the herbal medicine I went for a medical checkup and to my greatest surprise I was cured from Herpes. My heart is so filled with joy. If you are suffering from Herpes or any other disease you can contact Dr. Osbit today on this Email address: osbitherbalhome@hotmail.com or Whatsapp +2348058465905
Polly Worman
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Melena Hill
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emily faye
I have been suffering from Herpes for the past 1 years and 8 months, and ever since then I have been taking series of treatment but there was no improvement until I came across testimonies of Dr. Silver on how he has been curing different people from different diseases all over the world, then I contacted him as well. After our conversation he sent me the medicine which I took according .to his instructions. When I was done taking the herbal medicine I went for a medical checkup and to my greatest surprise I was cured from Herpes. My heart is so filled with joy. If you are suffering from Herpes or any other disease you can contact Dr. Silver today on this Email address: drsilverhealingtemple@gmail.com or Whatsapp +2348120513902
David Garcia
HOW I QUICKLY RECOVERED BACK MY STOLEN FUNDS WITH THE ASSISTANCE OF WALLDRIVE CYBER SECURITY SERVICE.
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Stephanie Sally
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