Kotak Mahindra Bank Home with Solar Loan Rate

It is an Indian banking and financial services company with its headquarters in Mumbai. Kotak Mahindra has its name in banking products and financial services. The company offers personal finance, life insurance, wealth management services, and investment banking to its corporate and retail customers. 


If you are planning to buy a new home with solar system and looking for home loan. Here you can get the sufficient information about home loan with solar system.


Solar PV panel

Any other type of solar panels type, after approval from Ministry of New & Renewable Energy (MNRE).

Quantum of Loan: Amount

Maximum 75% of the cost of the equipment


Minimum 25% If subsidy is available, the same can be considered as margin

Security: Car Paper

Hypothecation of equipment /assets financed

Repayment Period: Duration – 24 months

Maximum period of 07 years

Forms & Documents

Appropriate DPN note, Deed of Guarantee, Letter of continuity,  Hypothecation agreement, Mortgage deed ,Letter of general lien and setoff, Declaration/undertaking for Agriculture advance, Undertaking from borrower /Guarantor for disclosure to CIBIL and any other document stipulated in sanction

Rate of Interest - Please click here to know our latest interest rates

A home loan interest rate is the rate of interest, customarily a percentage exacted on the total home loan amount over a stipulated period. At Kotak Mahindra Bank, we provide home loans starting from 6.5%. Our rates are among the lowest home loan interest rates offered in India.

Processing Charges

The charge may range from 0.25% to 3% of the balance amount, or the lender might fix a specific amount such as Rs.1,000+GST

Nature of Facility

Home loan with solar panels




Loan chaiye mujhe

Ajay Yadav

Ajay Yadav

I have required a term loan for the purpose of installation of loomsolar

Pushpender singh

Pushpender singh


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