There are 4 types of basic eligibility factors which are required for home loan. The points are further defined:
1. Current age & loan repayment tenure – The younger you are the longer and the better the chances are to get a home loan. Younger people can get a longer period of loan repayment time compared to older people.
2. Financial Profile – Every person has a financial profile which reveals some major information such as income stability, quantum of income, growth rate of income, etc. All the information helps the bank identify to set a limit for the loan amount for the loan seeker.
3. Credit Score (CIBIL Score) – Just like a financial profile, there is a ‘CIBIL Score’ which is a credit score about a person. This score reveals that a person has a clear payment history and does not have any default payments under any debts in their transaction history. CIBIL stands for Credit Information Bureau India Limited.
4. Financial Obligations – The bank also evaluates the previous debt history of the person. If a person has any other financial obligations such as previous outstanding loans, the person is likely to have a sanctioned loan of lesser amount. If the person has a clean record, then they are eligible for higher amount of loan sanction without any hassle.
52 comments
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Jonathan Dave
THE ONE AND ONLY LEGITIMATE CRYPTOCURRENCY RECOVERY SPECIALIST
Happy day to you all. Using this wonderful platform, I want to notify the public about WIZARD WILLIAMS RECOVERY. A few months ago, I was looking for an online Bitcoin scheme for investment when I fell victim to a $213,000 fraud. Until I saw a timeline about WIZARD WILLIAMS RECOVERY, I was at my lowest and had no idea what to do. I contacted them, and to my utter amazement, they were able to retrieve every penny that I had previously lost to scammers. It didn’t cost me anything to announce a good and trustworthy hacker as WIZARD WILLIAMS, which is why I’m so happy to share this excellent news with you all.Contact them if you need any crypto recovery assistance, through email (wizardwilliams@mail.com) or WhatsApp:+4,9,1,7,6,1,2,4,5,2,0,6,6.
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Michael Steven
MY OWN EXPERIENCE WITH LOST CRYPTO RETRIEVEMENT!
ANGEL HACK I was referred to Captain Jack Crypto Company following the theft of $900,200 worth of Ethereum and bitcoins by thieves. A few months back, I was investing in cryptocurrencies until I discovered they were all scams, and I lost everything. Although it was a terrible situation, I am appreciative of Captain Jack Crypto Company’s assistance in stepping in and helping me get back all I lost. I was recommended to HACK ANGEL by a childhood buddy who has been utilising their services for more than a year. They are an amazing team of knowledgeable hackers. Get in touch with Captain Jack Crypto Company if you wish to retrieve your cryptocurrency or locate your misplaced wallet. through
Captain Jack Crypto @ Europe.com is the email address.
Michael Steven
MY OWN EXPERIENCE WITH LOST CRYPTO RETRIEVEMENT!
ANGEL HACK I was referred to Captain Jack Crypto Company following the theft of $900,200 worth of Ethereum and bitcoins by thieves. A few months back, I was investing in cryptocurrencies until I discovered they were all scams, and I lost everything. Although it was a terrible situation, I am appreciative of Captain Jack Crypto Company’s assistance in stepping in and helping me get back all I lost. I was recommended to HACK ANGEL by a childhood buddy who has been utilising their services for more than a year. They are an amazing team of knowledgeable hackers. Get in touch with Captain Jack Crypto Company if you wish to retrieve your cryptocurrency or locate your misplaced wallet. through
Captain Jack Crypto @ Europe.com is the email address.